635 Laja Loop, Laredo, TX 78045 Property Records

Webb County property record for 635 Laja Loop, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,556 sqft · built 2018
Lot Size	0.155 acres (6,755 sqft)
Owner	Individual Name on Record
Tax Bill	$2,315 (2024)
Deeds & Mortgages	Jul 2022 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`989-82003-030`

Property Details

APN / Parcel Number

Primary APN	`989-82003-030`
Alternative APN	`597592`

Interior

Stories	2 Stories
Building Area	2,556 sqft Living Area

Exterior

Year Built	Built 2018
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,755 sqft (0.155 acres)
Garage Type	Attached
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	90 sqft

Location & Zoning

Account Number	597592
Street Address	635 LAJA LOOP
City	LAREDO
State	TX
Zip	78045-6927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN ISIDRO NORTHEAST LA CUESTA, BLOCK 3, LOT 3, PHASE 4
Legal Subdivision	SAN ISIDRO NORTHEAST LA CUESTA
Legal Phase	4
Legal Block	3
Legal Lot Number	3
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2017
Census Tract	1727

Owner

Source: Webb County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	635 LAJA LOOP, LAREDO, TX 78045-6927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage FALCON INTERNATIONAL BANK
Sep 25, 2018	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage FALCON INTERNATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2018
Deed Sale	Sep 25, 2018
Deed Document Number	1340475
Deed Book / Page	4483 / 188
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	635 LAJA LOOP, LAREDO, TX 78045-6927
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005320/873
Date	Jul 29, 2022
Book Page	5320/873
Instrument	1475289

Lender

Name	FALCON INTERNATIONAL BANK
Type	Bank
Address	LAREDO, TX 78041

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

September 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Sep 25, 2018
Property Address	635 LAJA LOOP, LAREDO, TX 78045-6927
Document Number	004483/188
Book / Page	4483 / 188
Map Reference	VOL 35 PG 78&79
Instrument Date	Sep 18, 2018
Instrument	1340475
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 LAJA LP, LAREDO, TX 78045-6927

Mortgage

Document Number	0001340476
Date	Sep 25, 2018
Instrument	1340476

Lender

Name	FALCON INTERNATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$403,964 (+14.17%) Land $104,027 Building $299,937	$403,964 (+14.17%) Land $104,027 Building $299,937
2024	$2,315.00 (+12%)
2023		$353,817 Land $90,044 Building $263,773	$353,817 Land $90,044 Building $263,773
2022	$2,067.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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