Webb County property record for 703 Laja Loop, Laredo, TX 78045
| Property Type | Single Family Home |
|---|---|
| Details | 2,528 sqft · built 2019 |
| Lot Size | 0.209 acres (9,121 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,659 (2024) |
| Deeds & Mortgages | Jan 2019 Construction Loan Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 989-82004-430 |
| Primary APN | 989-82004-430 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,528 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Stucco |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,121 sqft (0.209 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 436 sqft |
| Account Number | 597610 |
|---|---|
| Street Address | 703 LAJA LOOP |
| City | LAREDO |
| State | TX |
| Zip | 78045-6928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SAN ISIDRO NORTHEAST LA CUESTA, BLOCK 4, LOT 43, PHASE 4 |
| Legal Subdivision | SAN ISIDRO NORTHEAST LA CUESTA |
| Legal Phase | 4 |
| Legal Block | 4 |
| Legal Lot Number | 43 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO NORTH-WEBB |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 1727 |
Source: Webb County records, as of November 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 703 LAJA LOOP, LAREDO, TX 78045-6928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2019 | Deed of Trust, Mortgage · Construction Mortgage VANTAGE BANK TEXAS |
| Dec 30, 2019 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage INTERNATIONAL BANK OF COMMERCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2019 |
| Deed Sale | Dec 30, 2019 |
| Deed Document Number | 1380546 |
| Deed Book / Page | 4715 / 097 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 703 LAJA LOOP, LAREDO, TX 78045-6928 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2022 |
| Title Company | LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD |
| Name | Verified Name |
|---|
| Document Number | 004542/569 |
|---|---|
| Date | Jan 31, 2019 |
| Book Page | 4542/569 |
| Instrument | 1350981 |
| Name | VANTAGE BANK TEXAS |
|---|---|
| Type | Bank |
| Address | MCALLEN, TX 78503 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 18, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WEBB TX |
| Recording Date | Dec 30, 2019 |
| Property Address | 703 LAJA LOOP, LAREDO, TX 78045-6928 |
| Document Number | 004715/097 |
| Book / Page | 4715 / 097 |
| Map Reference | VOL 35 PG 78&79 |
| Instrument Date | Dec 27, 2019 |
| Instrument | 1380546 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 1, 2022 |
| Title Company | LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 703 LAJA LOOP, LAREDO, TX 78045-6928 |
| Document Number | 0001380547 |
|---|---|
| Date | Dec 30, 2019 |
| Instrument | 1380547 |
| Name | INTERNATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Jan 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 6.37% |
| Index | 1-Year LIBOR |
| Margin | 3 |
| Max Rate | 9.37% |
Source: Webb County assessment roll, as of July 25, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | United Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $443,012 (+14.15%) Land $137,727 Building $305,285 | $443,012 (+14.15%) Land $137,727 Building $305,285 | |
| 2024 | $2,659.00 (+17.19%) | ||
| 2023 | $388,085 Land $119,211 Building $268,874 | $388,085 Land $119,211 Building $268,874 | |
| 2022 | $2,269.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAREDO serves 260,046 people · EPA ID TX2400001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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