705 Laja Loop, Laredo, TX 78045 Property Records

Webb County property record for 705 Laja Loop, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,202 sqft · built 2019
Lot Size	0.178 acres (7,784 sqft)
Owner	Individual Name on File
Tax Bill	$2,417 (2024)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`989-82004-440`

Property Details

APN / Parcel Number

Primary APN	`989-82004-440`
Alternative APN	`597611`

Interior

Stories	1 Story
Building Area	2,202 sqft Living Area

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,784 sqft (0.178 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Pool Area	291 sqft
Porch	Open Porch
Porch Area	487 sqft

Location & Zoning

Account Number	597611
Street Address	705 LAJA LOOP
City	LAREDO
State	TX
Zip	78045-6928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN ISIDRO NORTHEAST LA CUESTA, BLOCK 4, LOT 44, PHASE 4
Legal Subdivision	SAN ISIDRO NORTHEAST LA CUESTA
Legal Phase	4
Legal Block	4
Legal Lot Number	44
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2017
Census Tract	1727

Owner

Source: Webb County records · APN 989-82004-440

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	705 LAJA LOOP, LAREDO, TX 78045-6928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 16, 2019
Deed Sale	Dec 16, 2019
Deed Document Number	1379620
Deed Book / Page	4709 / 517
Record Updated	Jun 08, 2026

December 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Dec 16, 2019
Property Address	705 LAJA LOOP, LAREDO, TX 78045-6928
Document Number	004709/517
Book / Page	4709 / 517
Map Reference	VOL 35 PG 78&79
Instrument Date	Dec 13, 2019
Instrument	1379620
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 01, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001379621
Date	Dec 16, 2019
Instrument	1379621

Lender

Name	HOME FINANCING UNLIMITED INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2050

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$396,525 (+12.25%) Land $118,784 Building $277,741	$396,525 (+12.25%) Land $118,784 Building $277,741
2024	$2,417.00 (+17.22%)
2023		$353,248 Land $102,904 Building $250,344	$353,248 Land $102,904 Building $250,344
2022	$2,062.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 436 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF LAREDO serves 260,046 people
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.