Webb County property record for 638 Laja Loop, Laredo, TX 78045
| Property Type | Single Family Home |
|---|---|
| Details | 1,923 sqft · built 2018 |
| Lot Size | 0.164 acres (7,163 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $283,900 (Nov 2021) |
| Tax Bill | $1,785 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Oct 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 989-82002-010 |
| Primary APN | 989-82002-010 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,923 sqft Living Area |
| Gross Area | 2,323 sqft |
| 1st Floor Area | 1,923 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,163 sqft (0.164 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 151 sqft |
| Porch | Open Porch |
| Porch Area | 193 sqft |
| Street Address | 638 LAJA LOOP |
|---|---|
| City | LAREDO |
| State | TX |
| Zip | 78045-6927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SAN ISIDRO NORTHEAST LA CUESTA, BLOCK 2, LOT 1, PHASE 4 |
| Legal Subdivision | SAN ISIDRO NORTHEAST LA CUESTA |
| Legal Phase | 4 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO NORTH-WEBB |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 1727 |
Source: Webb County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 638 LAJA LOOP, LAREDO, TX 78045-6927 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2021 | Vendor's Lien, Transfer · Conventional Mortgage PRIMELENDING |
| Oct 25, 2021 | Warranty Deed, Transfer |
| Nov 26, 2019 | Vendor's Lien, Transfer · Conventional Mortgage USAA FSB |
| May 13, 2019 | Warranty Deed, Subdivision Related Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2021 · Amount on Record |
| Deed Sale | Nov 2, 2021 · Amount on Record |
| Prior Sale | Nov 26, 2019 · Amount on Record |
| Deed Document Number | 20211447498 |
| Deed Book / Page | 5145 / 504 |
| Prior Transfer Date | Oct 15, 2021 |
| Prior Transfer Doc | 005145/504 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WEBB TX |
| Recording Date | Nov 2, 2021 |
| Property Address | 638 LAJA LOOP, LAREDO, TX 78045-6927 |
| Document Number | 005145/504 |
| Book / Page | 5145 / 504 |
| Map Reference | VOL 35 PG 78&79 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 1447498 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13580 GROUPE DR STE 400, 13580, WOODBRIDGE, VA 22192-4166 |
| Name | Verified Name |
|---|---|
| Address | 638 LAJA LOOP, LAREDO, TX 78045-6927 |
| Document Number | 0001447499 |
|---|---|
| Date | Nov 2, 2021 |
| Instrument | 1447499 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WEBB TX |
| Recording Date | Oct 25, 2021 |
| Property Address | 638 LAJA LOOP, LAREDO, TX 78045-6927 |
| Document Number | 005138/110 |
| Book / Page | 5138 / 110 |
| Map Reference | VOL 35 PG 78&79 |
| Instrument Date | Sep 20, 2021 |
| Instrument | 1446374 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13580 GROUPE DR, WOODBRIDGE, VA 22192-4164 |
| Investor | Possibly a Property Investor |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WEBB TX |
| Recording Date | Nov 26, 2019 |
| Property Address | 638 LAJA LOOP, LAREDO, TX 78045-6927 |
| Document Number | 004700/517 |
| Book / Page | 4700 / 517 |
| Map Reference | VOL 35 PG 78&79 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 1378081 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 638 LAJA LOOP, 638, LAREDO, TX 78045-6927 |
| Name | Verified Name |
|---|---|
| Address | 109 SHILOH DR STE 500, 500, LAREDO, TX 78045-7305 |
| Document Number | 0001378082 |
|---|---|
| Date | Nov 26, 2019 |
| Instrument | 1378082 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WEBB TX |
| Recording Date | May 13, 2019 |
| Property Address | 638 LAJA LOOP, LAREDO, TX 78045-6927 |
| Document Number | 004598/241 |
| Book / Page | 4598 / 241 |
| Map Reference | VOL 35 PG 78&79 |
| Instrument Date | May 10, 2019 |
| Instrument | 1360481 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 1, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 638 LAJA LOOP, LAREDO, TX 78045-6927 |
Source: Webb County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | United Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $350,000 (-0.77%) Land $109,880 Building $240,120 | $350,000 (-0.77%) Land $109,880 Building $240,120 | |
| 2025 | $1,785.00 (+3.96%) | $352,710 (+13.92%) Land $109,880 Building $242,830 | $352,710 (+13.92%) Land $109,880 Building $242,830 |
| 2024 | $1,717.00 (-5.4%) | ||
| 2023 | $309,601 Land $95,125 Building $214,476 | $309,601 Land $95,125 Building $214,476 | |
| 2022 | $1,815.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAREDO serves 260,046 people · EPA ID TX2400001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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