701 E Water St, Prospect, OH 43342 Property Records

Marion County property record for 701 E Water St, Prospect, OH 43342 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,690 sqft · built 1900
Lot Size0.125 acres (5,457 sqft)
OwnerOwner Name on File
Last Sale$126,000 (Sep 2013)
Tax Bill$3,122 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN27-001001.8000

Property Details

APN / Parcel Number

Primary APN27-001001.8000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,690 sqft Living Area
1st Floor Area1,058 sqft
2nd Floor Area266 sqft
Upper Floors Area266 sqft
Basement Area549 sqft
FlooringWood
Interior WallsBlock

Exterior

Year BuiltBuilt 1900
Construction TypeFrame
Roof MaterialShingle
Lot Area5,457 sqft
Garage TypeDetached
Garage Area396 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address701 E WATER ST
CityPROSPECT
StateOH
Zip43342-9726
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGAST & DAVIS LOT 231 PG 15 101 1.00 180.00
Legal SubdivisionGAST & DAVIS ADD
Legal Lot Number231
JurisdictionMARION OH
Township / Civil DivisionPROSPECT
Census Block Group1
Census Block1025
Census Tract10500

Owner

Source: Marion County records · APN 27-001001.8000

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address701 E WATER ST, PROSPECT, OH 43342-9726
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 26, 2013 · Amount on Record
Deed SaleSep 26, 2013 · Amount on Record
Prior SaleJan 04, 2006 · Amount on Record
Deed Document Number0012670962
Deed Book / Page001267 / 000962
Record UpdatedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION OH
Property Address701 E WATER ST, PROSPECT, OH 43342-9726
Transaction TypeMortgage
Record UpdatedJun 02, 2026
Title CompanyPALMER LAND TITLE AGENCY BOX, VALMER LAND TITLE AGENCY BOX

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0015690580
DateJun 04, 2021
Book Page1569/580
Instrument2021-04463
Lender
NameLENDUS LLC
TypeMortgage Company
AddressALAMO, CA 94507
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2036

Tax Assessment & Valuation

Source: Marion County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyMarion County
County SubdivisionProspect Township
MunicipalityProspect Village
Unified School DistrictElgin Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,122.00 (+10.28%)$76,120 (+32.66%) Land $7,550 Building $68,570$217,480 (+32.66%) Land $21,570 Building $195,910
2024$2,831.00 (+0.93%)$57,380 (-) Land $7,910 Building $49,470
2023$2,805.00 (-0.32%)$57,380 (-) Land $7,910 Building $49,470
2022$2,814.00$57,380 Land $7,910 Building $49,470$163,940 Land $22,600 Building $141,340

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Marion County (39101C), updated October 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391010105001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 44 individual NFIP policies nearby
Nearby Flood Policies44 in force
Nearby Flood Claims82 (1978–2025)
Claims Outside the SFHA7 of 82
Most Recent ClaimApr 2025, river or lake flooding
Claims By Storm
  • Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 12 claims
  • Severe Storms And Flooding, Aug 1995 · 17 claims
  • Severe Storms & Flooding, Jul 1987 · 7 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 328 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
Mercury BroadbandFixed Wireless (licensed-by-rule)150 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Spectrum, Little Miami Gig. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on E Water St

Nearby Streets

Search Property Records by Address or Parcel Number