706 E Water St, Prospect, OH 43342 Property Records

Marion County property record for 706 E Water St, Prospect, OH 43342

Property Summary

Property Type	Duplex
Details	2 bd · 1.5 ba · 4,549 sqft · built 1920
Lot Size	0.183 acres (7,968 sqft)
Owner	Company Name on Record
Last Sale	$22,000 (Nov 2011)
Tax Bill	$3,285 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-0020015.400`

Property Details

APN / Parcel Number

Primary APN	`27-0020015.400`
Alternative APN	`030008800`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,549 sqft Living Area
1st Floor Area	2,724 sqft
Upper Floors Area	1,190 sqft
Flooring	Wood
Interior Walls	Block

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Construction Type	Frame
Roof Material	Slate
Lot Area	7,968 sqft (0.183 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	706 E WATER ST
City	PROSPECT
State	OH
Zip	43342-9591
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	GAST & DAVIS LOT 224 PG 10 101 2.00 154.00
Legal Subdivision	GAST & DAVIS
Legal Lot Number	224
Jurisdiction	MARION OH
Township / Civil Division	PROSPECT
Census Block Group	1
Census Block	1026
Census Tract	10500

Owner

Source: Marion County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 468, PROSPECT, OH 43342-0468
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
May 31, 2023	Deed of Trust, Mortgage · VA Mortgage FIRST OHIO HOME FINANCE INC
Mar 3, 2026	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2011 · Amount on Record
Deed Sale	Nov 21, 2011 · Amount on Record
Prior Sale	Nov 4, 2011 · Amount on Record
Deed Document Number	20116493
Deed Book / Page	1193 / 810
Last Transfer Date	Dec 5, 2023
Transfer Doc	0000000921
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OH
Property Address	706 E WATER ST, PROSPECT, OH 43342-9591
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016050543
Date	Jan 27, 2022
Book Page	1605/543
Instrument	2022-00753

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	PROSPECT, OH 43342

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OH
Property Address	706 E WATER ST, PROSPECT, OH 43342-9591
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016590954
Date	May 31, 2023
Book Page	1659/954
Instrument	2023-02849

Lender

Name	FIRST OHIO HOME FINANCE INC
Type	Mortgage Company
Address	WESTERVILLE, OH 43082

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARION OH
Recording Date	Mar 3, 2026
Property Address	706 E WATER ST, PROSPECT, OH 43342-9591
Document Number	0017750059
Book / Page	1775 / 59
Instrument Date	Feb 5, 2026
Instrument	2026-01255
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 468, PROSPECT, OH 43342-0468

Tax Assessment & Valuation

Source: Marion County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Marion County
County Subdivision	Prospect Township
Municipality	Prospect Village
Unified School District	Elgin Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,285.00 (+6.1%)	$80,090 (+27.61%) Land $9,480 Building $70,610	$228,830 (+27.62%) Land $27,090 Building $201,740
2024	$3,096.00 (+0.91%)	$62,760 (-) Land $9,930 Building $52,830
2023	$3,068.00 (-0.32%)	$62,760 (-) Land $9,930 Building $52,830
2022	$3,078.00	$62,760 Land $9,930 Building $52,830	$179,310 Land $28,370 Building $150,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Nearby Flood Policies	44 in force
Nearby Flood Claims	82 (1978–2025)
Claims Outside the SFHA	7 of 82
Most Recent Claim	Apr 2025 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 12 claims Severe Storms And Flooding, Aug 1995 · 17 claims Severe Storms & Flooding, Jul 1987 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MARION private · serves 47,102 people · EPA ID OH5100414
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Bresco Broadband, Verizon.

Nearby Properties on E Water St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures