704 E Water St, Prospect, OH 43342 Property Records

Marion County property record for 704 E Water St, Prospect, OH 43342

Property Summary

Property TypeDuplex
Details5 bd · 1 ba · 2,488 sqft · built 1900
Lot Size0.182 acres (7,970 sqft)
OwnerIndividual Name on Record
Last Sale$77,500 (Nov 2018)
Tax Bill$2,279 (2025)
Deeds & MortgagesNov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-002001.5300

Property Details

APN / Parcel Number

Primary APN27-002001.5300

Interior

Bedrooms5 Beds
Full Baths1 Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,488 sqft Total Area
1st Floor Area1,464 sqft
2nd Floor Area1,024 sqft
Upper Floors Area1,024 sqft
Interior WallsBlock
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Construction TypeFrame
Roof MaterialSlate
Lot Area7,970 sqft
Lot Width51 ft Width
Garage TypeDetached
Garage Area600 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address704 E WATER ST
CityPROSPECT
StateOH
Zip43342-9726
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionGAST & DAVIS LOT 223 PG 10 101 2.00 153.00
Legal SubdivisionGAST & DAVISS ADD
Legal Lot Number223
JurisdictionMARION OH
Township / Civil DivisionPROSPECT
Census Block Group1
Census Block1026
Census Tract10500

Owner

Source: Marion County records, as of February 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address704 E WATER ST, PROSPECT, OH 43342-9726
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 16, 2018 · Amount on Record
Deed SaleNov 16, 2018 · Amount on Record
Prior SaleJul 12, 2006 · Amount on Record
Deed Document Number0014540651
Deed Book / Page1454 / 651
Record UpdatedJun 8, 2026

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION OH
Recording DateNov 16, 2018
Property Address704 E WATER ST, PROSPECT, OH 43342-9726
Document Number0014540651
Book / Page1454 / 651
Instrument DateNov 15, 2018
Instrument2018-08220
Transaction TypeTransfer
Record UpdatedSep 22, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address148 BLUE SPRUCE CT, DELAWARE, OH 43015-4005

Mortgage

Document Number201808221
DateNov 16, 2018
Instrument2018-08221
Lender
NameTHE EQUITABLE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: Marion County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMarion County
County SubdivisionProspect Township
MunicipalityProspect Village
Unified School DistrictElgin Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,279.00 (+11.39%)$55,540 (+33.93%) Land $9,480 Building $46,060$158,690 (+33.94%) Land $27,090 Building $131,600
2024$2,046.00 (+0.89%)$41,470 (-) Land $9,930 Building $31,540
2023$2,028.00 (-0.29%)$41,470 (-) Land $9,930 Building $31,540
2022$2,034.00$41,470 Land $9,930 Building $31,540$118,480 Land $28,370 Building $90,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 44 policies
Nearby Flood Policies44 in force
Nearby Flood Claims82 (1978–2025)
Claims Outside the SFHA7 of 82
Most Recent ClaimApr 2025 · river or lake flooding
Claims by Event
  • Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 12 claims
  • Severe Storms And Flooding, Aug 1995 · 17 claims
  • Severe Storms & Flooding, Jul 1987 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA OHIO - MARION
private · serves 47,102 people · EPA ID OH5100414
Water SourceSurface water
Last State InspectionMar 2025
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Mercury Fiber
Fixed Wireless
150 / 20

May also be available: Bresco Broadband, Verizon.

Nearby Properties on E Water St

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