608 E Water St, Prospect, OH 43342 Property Records

Marion County property record for 608 E Water St, Prospect, OH 43342 · Last verified June 2026

Property Summary

Property Type	Duplex
Details	4 bd · 1 ba · 1,816 sqft · built 1910
Lot Size	0.183 acres (7,986 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Jun 2026)
Tax Bill	$1,923 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-0020014.900`

Property Details

APN / Parcel Number

Primary APN	`27-0020014.900`
Alternative APN	`030008300`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,816 sqft Living Area
Gross Area	3,034 sqft
1st Floor Area	1,144 sqft
Upper Floors Area	672 sqft
Basement Area	196 sqft
Flooring	Wood
Interior Walls	Block
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Construction Type	Frame
Roof Material	Other
Lot Area	7,986 sqft (0.183 acres)
Lot Width	50.3 ft Width

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	608 E WATER ST
City	PROSPECT
State	OH
Zip	43342-9725
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	GAST & DAVISS LOT 219 PG 10 101 2.00 149.00
Legal Subdivision	GAST & DAVISS
Legal Lot Number	219
Jurisdiction	MARION OH
Township / Civil Division	PROSPECT
Census Block Group	1
Census Block	1027
Census Tract	10500

Owner

Source: Marion County records · APN 27-0020014.900

Assessment roll updated February 9, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5950 SYMPHONY WOODS RD, 312, COLUMBIA, MD 21044-3404
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Warranty Deed, Transfer · FHA Mortgage LOWER LLC
Mar 28, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage VIADEIMIR BUBELEV IRA
Aug 09, 2021	Agreement of Sale, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 12, 2026 · Amount on Record
Deed Sale	Jun 12, 2026 · Amount on Record
Prior Sale	Sep 13, 1994 · Amount on Record
Deed Document Number	20263567
Deed Book / Page	1788 / 393
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION OH
Recording Date	Jun 12, 2026
Property Address	608 E WATER ST, PROSPECT, OH 43342-9725
Document Number	0000003567
Book / Page	1788 / 393
Instrument Date	Jun 09, 2026
Instrument	20263567
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$123,220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman

Mortgage

Document Number	0000003568,
Date	Jun 12, 2026
Instrument	20263568

Lender

Name	LOWER LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate	6.3%
Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION OH
Recording Date	Mar 28, 2022
Property Address	608 E WATER ST, PROSPECT, OH 43342-9725
Document Number	0016130859
Book / Page	1613 / 859
Instrument Date	Mar 18, 2022
Instrument	2022-02473
Transaction Type	Transfer
Record Updated	Apr 13, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 E BROAD ST STE 200, 200, COLUMBUS, OH 43205-1378

Mortgage

Document Number	0202202474
Date	Mar 28, 2022
Instrument	2022-02474

Lender

Name	VIADEIMIR BUBELEV IRA
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2021: Agreement of Sale, Transfer

Document Type	Agreement of Sale
Jurisdiction	MARION OH
Recording Date	Aug 09, 2021
Property Address	608 E WATER ST, PROSPECT, OH 43342-9725
Document Number	0015790038
Book / Page	1579 / 38
Instrument Date	Jul 26, 2021
Instrument	2021-06289
Transaction Type	Transfer
Record Updated	Feb 02, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Marion County records · Assessment roll updated February 9, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Marion County
County Subdivision	Prospect Township
Municipality	Prospect Village
Unified School District	Elgin Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,923.00 (+5.49%)	$46,860 (+26.82%) Land $9,290 Building $37,570	$133,880 (+26.82%) Land $26,540 Building $107,340
2024	$1,823.00 (+0.89%)	$36,950 (-) Land $9,740 Building $27,210
2023	$1,807.00 (-0.33%)	$36,950 (-) Land $9,740 Building $27,210
2022	$1,813.00	$36,950 Land $9,740 Building $27,210	$105,570 Land $27,830 Building $77,740

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Marion County (39101C), updated October 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391010105001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 44 individual NFIP policies nearby
Nearby Flood Policies	44 in force
Nearby Flood Claims	82 (1978–2025)
Claims Outside the SFHA	7 of 82
Most Recent Claim	Apr 2025, river or lake flooding
Claims By Storm	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 12 claims Severe Storms And Flooding, Aug 1995 · 17 claims Severe Storms & Flooding, Jul 1987 · 7 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 328 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Spectrum, Little Miami Gig. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on E Water St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures