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705 E Water St, Prospect, OH 43342 Property Records

Marion County property record for 705 E Water St, Prospect, OH 43342 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,260 sqft · built 1900
Lot Size0.12 acres (5,260 sqft)
OwnerIndividual Name on File
Last Sale$160,000 (Aug 2024)
Tax Bill$2,134 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Sep 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN27-001001.7800

Property Details

APN / Parcel Number

Primary APN27-001001.7800

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,260 sqft Living Area
1st Floor Area952 sqft
Upper Floors Area308 sqft
FlooringWood
Interior WallsBlock

Exterior

Year BuiltBuilt 1900
Construction TypeFrame
Roof MaterialShingle
Lot Area5,260 sqft
Garage TypeDetached
Garage Area340 sqft

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address705 E WATER ST
CityPROSPECT
StateOH
Zip43342-9726
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGAST & DAVIS LOT 229 PG 15 101 1.00 178.00
Legal SubdivisionGAST & DAVIS ADD
Legal Lot Number229
JurisdictionMARION OH
Township / Civil DivisionPROSPECT
Census Block Group1
Census Block1025
Census Tract10500

Owner

Source: Marion County records · APN 27-001001.7800

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address705 E WATER ST, PROSPECT, OH 43342-9726
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2023Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 13, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 21, 2024 · Amount on Record
Deed SaleAug 21, 2024 · Amount on Record
Prior SaleFeb 13, 2019 · Amount on Record
Deed Document Number0017070713
Deed Book / Page1707 / 713
Record UpdatedJun 08, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION OH
Recording DateJul 27, 2023
Property Address705 E WATER ST, PROSPECT, OH 43342-9726
Document Number0016650994
Book / Page1665 / 994
Instrument DateJul 02, 2023
Instrument2023-03961
Transaction TypeTransfer
Record UpdatedAug 11, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202303962
DateJul 27, 2023
Instrument2023-03962
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION OH
Property Address705 E WATER ST, PROSPECT, OH 43342-9726
Transaction TypeMortgage
Record UpdatedSep 28, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0015850078
DateSep 17, 2021
Book Page1585/78
Instrument2021-07441
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION OH
Recording DateFeb 13, 2019
Property Address705 E WATER ST, PROSPECT, OH 43342-9726
Document Number0014620970
Book / Page1462 / 970
Instrument DateJan 28, 2019
Instrument2019-00993
Transaction TypeTransfer
Record UpdatedMay 09, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address5151 CORPORATE DR, TROY, MI 48098-2639

Tax Assessment & Valuation

Source: Marion County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyMarion County
County SubdivisionProspect Township
MunicipalityProspect Village
Unified School DistrictElgin Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,134.00 (+12.37%)$53,250 (+38.38%) Land $5,540 Building $47,710$152,140 (+38.38%) Land $15,830 Building $136,310
2024$1,899.00 (+3.49%)$38,480 (-) Land $5,810 Building $32,670
2023$1,835.00 (-0.33%)$38,480 (-) Land $5,810 Building $32,670
2022$1,841.00$38,480 Land $5,810 Building $32,670$109,940 Land $16,600 Building $93,340

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Marion County (39101C), updated October 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391010105001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 44 individual NFIP policies nearby
Nearby Flood Policies44 in force
Nearby Flood Claims82 (1978–2025)
Claims Outside the SFHA7 of 82
Most Recent ClaimApr 2025, river or lake flooding
Claims By Storm
  • Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 12 claims
  • Severe Storms And Flooding, Aug 1995 · 17 claims
  • Severe Storms & Flooding, Jul 1987 · 7 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 328 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
Mercury BroadbandFixed Wireless (licensed-by-rule)150 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Spectrum, Little Miami Gig. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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