702 E Water St, Prospect, OH 43342 Property Records

Marion County property record for 702 E Water St, Prospect, OH 43342

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,510 sqft · built 1940
Lot Size	0.182 acres (7,969 sqft)
Owner	Individual Name on Record
Last Sale	$134,000 (Jan 2017)
Tax Bill	$2,799 (2025)
Deeds & Mortgages	Apr 2017 Second Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-002001.5200`

Property Details

APN / Parcel Number

Primary APN	`27-002001.5200`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,510 sqft Living Area
1st Floor Area	792 sqft
2nd Floor Area	728 sqft
Upper Floors Area	728 sqft
Attic Area	728 sqft
Basement Area	728 sqft
Interior Walls	Block
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Construction Type	Frame
Roof Material	Shingle
Lot Area	7,969 sqft
Lot Width	51 ft Width
Garage Type	Detached
Garage Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	702 E WATER ST
City	PROSPECT
State	OH
Zip	43342-9726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GAST & DAVIS LOT 222 PG 10 101 2.00 152.00
Legal Subdivision	DAVIS & GASTS ADD
Legal Lot Number	222
Jurisdiction	MARION OH
Township / Civil Division	PROSPECT
Census Block Group	1
Census Block	1026
Census Tract	10500

Owner

Source: Marion County records, as of February 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	702 E WATER ST, PROSPECT, OH 43342-9726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OHIO HOUSING FINANCE AGENCY
Jan 31, 2017	Warranty Deed, Transfer · FHA Mortgage EVOLVE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2017 · Amount on Record
Deed Sale	Jan 31, 2017 · Amount on Record
Prior Sale	Sep 22, 2009 · Amount on Record
Deed Document Number	0013830116
Deed Book / Page	1383 / 116
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OH
Property Address	702 E WATER ST, PROSPECT, OH 43342-9726
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE AGENCY OF DELA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013890589
Date	Apr 7, 2017
Book Page	1389/589
Instrument	2017-02110

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION OH
Recording Date	Jan 31, 2017
Property Address	702 E WATER ST, PROSPECT, OH 43342-9726
Document Number	0013830116
Book / Page	1383 / 116
Instrument Date	Jan 27, 2017
Instrument	2017-00686
Transaction Type	Transfer
Record Updated	May 9, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$268.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201700687
Date	Jan 31, 2017
Instrument	2017-00687

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Marion County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Marion County
County Subdivision	Prospect Township
Municipality	Prospect Village
Unified School District	Elgin Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,799.00 (+9.04%)	$69,820 (+30.99%) Land $9,480 Building $60,340	$199,490 (+31%) Land $27,090 Building $172,400
2024	$2,567.00 (+0.94%)	$53,300 (-) Land $9,930 Building $43,370
2023	$2,543.00 (-0.31%)	$53,300 (-) Land $9,930 Building $43,370
2022	$2,551.00	$53,300 Land $9,930 Building $43,370	$152,280 Land $28,370 Building $123,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Nearby Flood Policies	44 in force
Nearby Flood Claims	82 (1978–2025)
Claims Outside the SFHA	7 of 82
Most Recent Claim	Apr 2025 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 12 claims Severe Storms And Flooding, Aug 1995 · 17 claims Severe Storms & Flooding, Jul 1987 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MARION private · serves 47,102 people · EPA ID OH5100414
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Bresco Broadband, Verizon.

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