70 Siesta Bluff, Destin, FL 32541 Property Records

Okaloosa County property record for 70 Siesta Bluff, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,192 sqft · built 2000
Lot Size	0.2 acres (8,715 sqft)
Owner	2 Company Names on Record
Last Sale	$1,335,000 (Jun 2026)
Tax Bill	$9,544 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-3795-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-3795-4`
Alternative APNs	`00-2S-22-0072-0000-0610` `22S200007200000610`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,192 sqft Living Area
Gross Area	4,078 sqft
1st Floor Area	3,192 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	8,715 sqft (0.2 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Finished/Open Porch
Porch Area	424 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	70 SIESTA BLF
City	DESTIN
State	FL
Zip	32541-4773
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESTINY EAST PH I LOT 61
Legal Subdivision	DESTINY EAST PH I
Legal Phase	1
Legal Lot Number	61
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1025
Census Tract	23308

Owner

Source: Okaloosa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	70 SIESTA BLF, DESTIN, FL 32541-4773
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage CELEBRITY HOME LOANS LLC
Jul 6, 2021	Warranty Deed, Transfer MCNEESE TITLE LLC
Jul 22, 2020	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Prior Sale	Jul 6, 2021 · Amount on Record
Deed Document Number	20263825276
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 30, 2026
Property Address	70 SIESTA BLF, DESTIN, FL 32541-4773
Document Number	0003825276
Instrument Date	Jun 30, 2026
Instrument	20263825276
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	SILVERTON MORTGAGE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$943,845.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	70 SIESTA BLF, DESTIN, FL 32541-4773

Mortgage

Document Number	0003825277,
Date	Jun 30, 2026
Instrument	20263825277

Lender

Name	VANDERBILT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	70 SIESTA BLF, DESTIN, FL 32541-4773
Transaction Type	Mortgage
Record Updated	Feb 24, 2023
Title Company	MCNEESE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4314 CARRIAGE LN, DESTIN, FL 32541-3453

Mortgage

Document Number	0035672297
Date	Aug 17, 2021
Book Page	3567/2297
Instrument	3480690

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution
Address	VILLA PARK, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 6, 2021
Property Address	70 SIESTA BLF, DESTIN, FL 32541-4773
Document Number	0035583007
Book / Page	3558 / 3007
Map Reference	MB 16 PG 23-27
Instrument Date	Jul 1, 2021
Instrument	3469504
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$7,070.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	185 EASTLAND DR, LINCOLN, AL 35096-4003

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4314 CARRIAGE LN, DESTIN, FL 32541-3453

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 22, 2020
Property Address	70 SIESTA BLF, DESTIN, FL 32541-4773
Document Number	0034770662
Book / Page	003477 / 000662
Instrument Date	Jul 20, 2020
Instrument	3375066
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$5,863.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 SIESTA BLF DESTIN FL 325414773, DESTIN, FL 32541-4773

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,544.00 (+5.31%) Homeowner's exemption	$844,930 (+5.99%)	$1,020,881 (-1.08%) Land $384,264 Building $636,617
2023	$9,063.00 (-12.56%) Homeowner's exemption	$797,202 (-7.32%)	$1,032,055 (+19.99%) Land $258,270 Building $773,785
2022	$10,365.00	$860,143 Land $234,791 Building $625,352	$860,143 Land $234,791 Building $625,352

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 95 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	251 units insured incl. 156 condo units
Nearby Flood Claims	51 (1983–2005)
Claims Outside the SFHA	39 of 51
Most Recent Claim	Jul 2005 · Hurricane Dennis
Claims by Event	Hurricane Frances, Oct 2004 · 6 claims Hurricane Georges, Sep 1998 · 4 claims Hurricane Opal, Oct 1995 · 38 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 2000) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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