62 Siesta Bluff, Destin, FL 32541 Property Records

Okaloosa County property record for 62 Siesta Bluff, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,673 sqft · built 2003
Lot Size	0.176 acres (7,662 sqft)
Owner	2 Individual Names on Record
Last Sale	$731,300 (Jul 2020)
Tax Bill	$10,728 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-3793-9`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-3793-9`
Alternative APNs	`00-2S-22-0072-0000-0590` `22S200007200000590`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,673 sqft Living Area
Gross Area	3,668 sqft
1st Floor Area	2,673 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Tile
Lot Area	7,662 sqft (0.176 acres)
Garage Type	Attached
Garage Area	593 sqft
Porch	Finished/Open Porch
Porch Area	738 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	62 SIESTA BLF
City	DESTIN
State	FL
Zip	32541-4779
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESTINY EAST PH I LOT 59
Legal Subdivision	DESTINY EAST PH I
Legal Phase	1
Legal Lot Number	59
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1025
Census Tract	23308

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18005 COUNTRYWOOD CV, OXFORD, MS 38655-5508
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Jul 28, 2020	Warranty Deed, Transfer · Commercial Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2020 · Amount on Record
Deed Sale	Jul 28, 2020 · Amount on Record
Prior Sale	Feb 29, 2012 · Amount on Record
Deed Document Number	20203376841
Deed Book / Page	3478 / 3292
Prior Transfer Date	Aug 11, 2008
Prior Transfer Doc	0028564428
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	62 SIESTA BLF, DESTIN, FL 32541-4779
Transaction Type	Mortgage
Record Updated	Jan 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18005 COUNTRYWOOD CV, OXFORD, MS 38655-5508

Mortgage

Document Number	0035022788
Date	Nov 2, 2020
Book Page	3502/2788
Instrument	3403731

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 28, 2020
Property Address	62 SIESTA BLF, DESTIN, FL 32541-4779
Document Number	0034783292
Book / Page	3478 / 3292
Map Reference	MB 16 PG 23
Instrument Date	Jul 23, 2020
Instrument	3376841
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	CUSTOMERS FIRST TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,119.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5795 GRAVES LAKE DR, 5795, CINCINNATI, OH 45243-3654

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18005 COUNTRYWOOD CV, OXFORD, MS 38655-5508

Mortgage

Document Number	0034783296
Date	Jul 28, 2020
Instrument	3478/3296

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Aug 5, 2021

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,728.00 (+9.92%)	$937,968 (+1.52%) Land $384,264 Building $553,704	$937,968 (+1.52%) Land $384,264 Building $553,704
2023	$9,760.00 (+13.48%)	$923,880 (+19.11%) Land $258,270 Building $665,610	$923,880 (+19.11%) Land $258,270 Building $665,610
2022	$8,601.00	$775,652 Land $234,791 Building $540,861	$775,652 Land $234,791 Building $540,861

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 95 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	251 units insured incl. 156 condo units
Nearby Flood Claims	51 (1983–2005)
Claims Outside the SFHA	39 of 51
Most Recent Claim	Jul 2005 · Hurricane Dennis
Claims by Event	Hurricane Frances, Oct 2004 · 6 claims Hurricane Georges, Sep 1998 · 4 claims Hurricane Opal, Oct 1995 · 38 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 2003) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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