61 Siesta Bluff, Destin, FL 32541 Property Records

Okaloosa County property record for 61 Siesta Bluff, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,778 sqft · built 2008
Lot Size0.186 acres (8,118 sqft)
OwnerIndividual Name on File
Last Sale$605,200 (Sep 2014)
Tax Bill$7,663 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-589-3800-2

Property Details

APN / Parcel Number

Primary APNC56-000-589-3800-2
Alternative APNs
  • 00-2S-22-0072-0000-0670
  • 22S200007200000670

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,778 sqft Living Area
Gross Area3,944 sqft
1st Floor Area1,389 sqft
Upper Floors Area1,389 sqft
FlooringWood
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,118 sqft (0.186 acres)
Garage TypeDetached
Garage Area546 sqft
PorchFinished/Open Porch
Porch Area620 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address61 SIESTA BLF
CityDESTIN
StateFL
Zip32541-4778
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDESTINY EAST PH I LOT 67
Legal SubdivisionDESTINY EAST PH I
Legal Phase1
Legal Lot Number67
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1025
Census Tract23308

Owner

61 Siesta Bluff is owned and occupied by an individual who bought it in September 2014.

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address61 SIESTA BLF, DESTIN, FL 32541-4778
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 2, 2014 · Amount on File
Deed SaleSep 2, 2014 · Amount on File
Prior SaleFeb 6, 2002 · Amount on File
Deed Document Number20142948475
Deed Book / Page3162 / 2968
Prior Transfer DateAug 26, 2009
Prior Transfer Doc0029042479
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address61 SIESTA BLF, DESTIN, FL 32541-4778
Document Number0034751339
Instrument DateJun 30, 2020
Transaction TypeMortgage
Record UpdatedAug 21, 2020
Title CompanyAQUA TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address61 SIESTA BLF DESTIN FL 325414778, DESTIN, FL 32541-4778

Mortgage

Document Number0034751339
DateJul 14, 2020
Book Page003475/001339
Instrument3373020
Lender
NameIBERIABANK
TypeBank
AddressLAFAYETTE, LA 70501
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 13, 2035

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,663.00 (+5.38%) Homeowner's exemption$686,095 (+5.99%)$1,024,528 (-0.06%) Land $384,264 Building $640,264
2023$7,272.00 (+2.28%) Homeowner's exemption$647,339 (+3%)$1,025,164 (+19.71%) Land $258,270 Building $766,894
2022$7,110.00 Homeowner's exemption$628,484$856,348 Land $234,791 Building $621,557

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 61 Siesta Bluff in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 95 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies251 units insured
incl. 156 condo units
Nearby Flood Claims51 (1983–2005)
Claims Outside the SFHA39 of 51
Most Recent ClaimJul 2005 · Hurricane Dennis
Claims by Event
  • Hurricane Frances, Oct 2004 · 6 claims
  • Hurricane Georges, Sep 1998 · 4 claims
  • Hurricane Opal, Oct 1995 · 38 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources SystemYes
UnitP32 “Moreno Point”
Unit TypeSystem Unit
DesignatedOct 18, 1982
NFIP EligibilityNot eligible (built 2008)
built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 61 Siesta Bluff has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink.

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