Okaloosa County property record for 65 Siesta Bluff, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,812 sqft · built 2012 |
| Lot Size | 0.18 acres (7,830 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,330,000 (Oct 2019) |
| Tax Bill | $11,487 (2025) |
| Deeds & Mortgages | Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-3799-6 |
| Primary APN | C56-000-589-3799-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 4,812 sqft Living Area |
| Gross Area | 7,287 sqft |
| 1st Floor Area | 1,209 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Combination |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 7,830 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 1,150 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 1,550 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 65 SIESTA BLF |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-4778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DESTINY EAST PH I LOT 66 |
| Legal Subdivision | DESTINY EAST PH I |
| Legal Phase | 1 |
| Legal Lot Number | 66 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 23308 |
Source: Okaloosa County records, as of December 31, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 65 SIESTA BLF, DESTIN, FL 32541-4778 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2019 · Amount on Record |
| Deed Sale | Oct 17, 2019 · Amount on Record |
| Prior Sale | Apr 17, 2007 · Amount on Record |
| Deed Document Number | 20193312089 |
| Deed Book / Page | 3424 / 1825 |
| Prior Transfer Date | Feb 21, 2006 |
| Prior Transfer Doc | 0026884733 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 17, 2019 |
| Property Address | 65 SIESTA BLF, DESTIN, FL 32541-4778 |
| Document Number | 0034241825 |
| Book / Page | 3424 / 1825 |
| Map Reference | MB 16 PG 23 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 3312089 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,310.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4612 PARADISE ISLE, 4612, DESTIN, FL 32541-3794 |
| Name | Verified Name |
|---|---|
| Address | 65 SIESTA BLUFF, MADISON, FL 32341 |
| Document Number | 0034241826 |
|---|---|
| Date | Oct 17, 2019 |
| Instrument | 3424-1826 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,487.00 (+5.27%) Homeowner's exemption | $1,008,982 (+5.99%) | $1,580,631 (-7.54%) Land $384,264 Building $1,196,367 |
| 2023 | $10,912.00 (+2.22%) Homeowner's exemption | $951,986 (+3%) | $1,709,499 (+21.63%) Land $258,270 Building $1,451,229 |
| 2022 | $10,675.00 Homeowner's exemption | $924,258 | $1,405,453 Land $234,791 Building $1,170,662 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 95 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 251 units insured incl. 156 condo units |
| Nearby Flood Claims | 51 (1983–2005) |
| Claims Outside the SFHA | 39 of 51 |
| Most Recent Claim | Jul 2005 · Hurricane Dennis |
| Claims by Event |
|
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible (built 2012) built after the Oct 1, 1983 cutoff · private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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