Okaloosa County property record for 81 Siesta Bluff, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,736 sqft · built 2006 |
| Lot Size | 0.244 acres (10,641 sqft) |
| Owner | Owner Name on File |
| Last Sale | $84,000 (Apr 2003) |
| Tax Bill | $11,764 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-3865-5 |
| Primary APN | C56-000-589-3865-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,736 sqft Heated Area |
| Gross Area | 4,310 sqft |
| 1st Floor Area | 2,736 sqft |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Clay Tile |
| Lot Area | 10,641 sqft (0.244 acres) |
| Garage Type | Finished |
| Garage Area | 888 sqft |
| Porch | Open Porch |
| Porch Area | 686 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 81 SIESTA BLUFF |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-4781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DESTINY EAST PH II LOT 128 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | DESTINY EAST PH II |
| Legal Phase | 2 |
| Legal Lot Number | 128 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 23308 |
The current owner of 81 Siesta Bluff bought it in April 2003.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 1551 RIDGE RD, BANGOR, PA 18013-5430 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2003 · Amount on File |
| Deed Sale | Apr 3, 2003 · Amount on File |
| Prior Sale | Feb 19, 2002 |
| Deed Document Number | 2004556 |
| Deed Book / Page | 2427 / 0156 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 81 Siesta Bluff was $11,764.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,764.00 | $1,043,287 Land $422,691 Building $620,596 | $1,043,287 Land $422,691 Building $620,596 |
| 2023 | $10,670.00 (+13.96%) | $1,019,186 (+20.06%) Land $271,184 Building $748,002 | $1,019,186 (+20.06%) Land $271,184 Building $748,002 |
| 2022 | $9,363.00 | $848,885 Land $246,531 Building $602,354 | $848,885 Land $246,531 Building $602,354 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 81 Siesta Bluff in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 95 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 251 units insured incl. 156 condo units |
| Nearby Flood Claims | 51 (1983–2005) |
| Claims Outside the SFHA | 39 of 51 |
| Most Recent Claim | Jul 2005 · Hurricane Dennis |
| Claims by Event |
|
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible (built 2006) built after the Oct 1, 1983 cutoff · private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 81 Siesta Bluff has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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