77 Siesta Bluff, Destin, FL 32541 Property Records

Okaloosa County property record for 77 Siesta Bluff, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,821 sqft · built 2004
Lot Size0.202 acres (8,797 sqft)
OwnerCompany Name on Record
Last Sale$1,695,000 (Sep 2021)
Tax Bill$14,599 (2025)
Deeds & MortgagesSep 2021 Sale
Flood ZoneZone X (minimal risk)
APNC56-000-589-3866-3

Property Details

APN / Parcel Number

Primary APNC56-000-589-3866-3
Alternative APNs
  • 00-2S-22-0073-000B-1290
  • 22S2000073000B1290

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,821 sqft Living Area
Gross Area5,182 sqft
1st Floor Area2,765 sqft
Upper Floors Area1,056 sqft
FlooringStone
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialWood
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area8,797 sqft (0.202 acres)
Garage TypeAttached
Garage Area552 sqft
PorchFinished/Open Porch
Porch Area1,246 sqft
Patio Area186 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address77 SIESTA BLF
CityDESTIN
StateFL
Zip32541-4781
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDESTINY EAST PH II LOT 129
Legal SubdivisionDESTINY EAST PH II
Legal Phase2
Legal BlockB
Legal Lot Number129
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1025
Census Tract23308

Owner

Source: Okaloosa County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address108 N TRAVIS ST, SHERMAN, TX 75090-5921
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 17, 2021 · Amount on Record
Deed SaleSep 17, 2021 · Amount on Record
Prior SaleOct 27, 2016 · Amount on Record
Deed Document Number20213489642
Deed Book / Page3574 / 3798
Prior Transfer DateFeb 15, 2013
Prior Transfer Doc0030863914
Record UpdatedOct 29, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateSep 17, 2021
Property Address77 SIESTA BLF, DESTIN, FL 32541-4781
Document Number0035743798
Book / Page3574 / 3798
Map ReferenceMB 16 PG 28
Instrument DateSep 17, 2021
Instrument3489642
Transaction TypeTransfer
Record UpdatedFeb 24, 2023
Title CompanyAQUA TITLE SERVICES

Transaction

AmountAmount Recorded
Tax$11,865.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2501 O J TALLEY CIR, NORMAN, OK 73072-6619

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 N TRAVIS ST, SHERMAN, TX 75090-5921

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,599.00 (+0.66%)$1,232,713 (-3.26%) Land $384,264 Building $848,449$1,232,713 (-3.26%) Land $384,264 Building $848,449
2023$14,503.00 (+13.82%)$1,274,190 (+20.5%) Land $258,270 Building $1,015,920$1,274,190 (+20.5%) Land $258,270 Building $1,015,920
2022$12,742.00$1,057,398 Land $234,791 Building $822,607$1,057,398 Land $234,791 Building $822,607

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 95 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies251 units insured
incl. 156 condo units
Nearby Flood Claims51 (1983–2005)
Claims Outside the SFHA39 of 51
Most Recent ClaimJul 2005 · Hurricane Dennis
Claims by Event
  • Hurricane Frances, Oct 2004 · 6 claims
  • Hurricane Georges, Sep 1998 · 4 claims
  • Hurricane Opal, Oct 1995 · 38 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources SystemYes
UnitP32 “Moreno Point”
Unit TypeSystem Unit
DesignatedOct 18, 1982
NFIP EligibilityNot eligible (built 2004)
built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink.

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