694 Oconee Ln, Commerce, GA 30529 Property Records

Jackson County property record for 694 Oconee Ln, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,509 sqft · built 2017
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$229,900 (Jul 2017)
Tax Bill	$4,479 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`035A 041`

Property Details

APN / Parcel Number

Primary APN	`035A 041`
Alternative APN	`34594`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,509 sqft Heated Area
1st Floor Area	2,500 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Slab
Porch Area	372 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	34594
Street Address	694 OCONEE LN
City	COMMERCE
State	GA
Zip	30529-4194
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 41 OCONEE POINTE SUBD PH II
Legal Subdivision	OCONEE POINTE PHASE II
Legal Phase	2
Legal Lot Number	41
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1130
Census Tract	10300

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	694 OCONEE LN, COMMERCE, GA 30529-4194
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE
Mar 23, 2021	Warranty Deed, Transfer
Aug 3, 2017	Grant Deed, Subdivision Related Transfer IBERIABANK MTG
Jan 31, 2017	Grant Deed, Transfer CHATTAHOOCHEE BK/GA
Jan 17, 2017	Deed of Trust, Mortgage CHATTAHOOCHEE BK/GA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2017 · Amount on Record
Deed Sale	Jul 28, 2017 · Amount on Record
Prior Sale	Jan 17, 2017 · Amount on Record
Deed Document Number	20172938
Deed Book / Page	77U / 379
Last Transfer Date	Mar 23, 2021
Transfer Doc	00095K0021
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	694 OCONEE LN, COMMERCE, GA 30529-4194
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	694 OCONEE LN, COMMERCE, GA 30529-4194

Mortgage

Document Number	00095K0000000023
Date	Apr 15, 2021
Book Page	000000095K/0000000023

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Mar 23, 2021
Property Address	694 OCONEE LN, COMMERCE, GA 30529-4194
Document Number	00095K0021
Book / Page	95K / 21
Instrument Date	Mar 23, 2021
Instrument	2021-001744
Transaction Type	Transfer
Record Updated	Apr 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	694 OCONEE LN, COMMERCE, GA 30529-4194

August 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Aug 3, 2017
Property Address	694 OCONEE LN, COMMERCE, GA 30529-4194
Document Number	00077U0379
Book / Page	00077U / 000379
Instrument Date	Jul 28, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	694 OCONEE LN COMMERCE GA 305294194, COMMERCE, GA 30529-4194

Mortgage

Document Number	77U0380
Date	Aug 3, 2017
Book Page	00077U/000380

Lender

Name	IBERIABANK MTG
Type	Mortgage Company
Address	LAFAYETTE, LA 70501

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2047

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Jan 31, 2017
Property Address	694 OCONEE LN, COMMERCE, GA 30529-4194
Document Number	00075Y0154
Book / Page	00075Y / 000154
Instrument Date	Jan 17, 2017
Transaction Type	Transfer
Record Updated	Feb 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	75Y0176
Date	Jan 31, 2017
Book Page	00075Y/000176

Lender

Name	CHATTAHOOCHEE BK/GA
Type	Bank
Address	GAINESVILLE, GA 30501-4528

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 30, 2018

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	694 OCONEE LN, COMMERCE, GA 30529-4194
Document Number	00075Y0218
Book / Page	00075Y / 000218
Instrument Date	Jan 17, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1031 APALACHEE DOWNS DR BOGART GA 306222679, BOGART, GA 30622-2679
Investor	Possibly a Property Investor

Mortgage

Document Number	00075Y0218
Date	Jan 31, 2017
Book Page	00075Y/000218

Lender

Name	CHATTAHOOCHEE BK/GA
Type	Bank
Address	GAINESVILLE, GA 30501-4528

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 30, 2018

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,240 (-) Land $20,000 Building $148,240	$420,600 (-) Land $50,000 Building $370,600
2025	$4,479.00 (-3.18%) Homeowner's exemption	$168,240 (-) Land $20,000 Building $148,240	$420,600 (-) Land $50,000 Building $370,600
2024	$4,626.00 (+16.35%) Homeowner's exemption	$168,240 (+10.86%) Land $20,000 Building $148,240	$420,600 (+10.86%) Land $50,000 Building $370,600
2023	$3,976.00 (-0.23%) Homeowner's exemption	$151,760 (+22.78%) Land $20,000 Building $131,760	$379,400 (+22.78%) Land $50,000 Building $329,400
2022	$3,985.00 Homeowner's exemption	$123,600 Land $20,000 Building $103,600	$309,000 Land $50,000 Building $259,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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