717 Oconee Ln, Commerce, GA 30529 Property Records

Jackson County property record for 717 Oconee Ln, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,208 sqft · built 2017
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Nov 2021)
Tax Bill	$3,065 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`035A 005`

Property Details

APN / Parcel Number

Primary APN	`035A 005`
Alternative APN	`34558`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,208 sqft Heated Area
1st Floor Area	1,808 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	48,787 sqft (1.12 acres)
Garage Type	Attached
Garage Area	529 sqft
Porch	Slab
Porch Area	326 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	34558
Street Address	717 OCONEE LN
City	COMMERCE
State	GA
Zip	30529-4198
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 5 OCONEE POINTE SUBD PH II
Legal Subdivision	OCONEE POINTE PHASE II
Legal Phase	2
Legal Lot Number	5
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1130
Census Tract	10300

Owner

Source: Jackson County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	717 OCONEE LN, COMMERCE, GA 30529-4198
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL
Nov 12, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL
Jan 31, 2017	Grant Deed, Transfer CHATTAHOOCHEE BK/GA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2021 · Amount on Record
Deed Sale	Nov 12, 2021 · Amount on Record
Prior Sale	Aug 4, 2017 · Amount on Record
Deed Document Number	20215755
Deed Book / Page	99J / 391
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	717 OCONEE LN, COMMERCE, GA 30529-4198
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00078C0327
Date	Aug 25, 2017
Book Page	78C/327

Lender

Name	HOMESTAR FINANCIAL
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Nov 12, 2021
Property Address	717 OCONEE LN, COMMERCE, GA 30529-4198
Document Number	00099J0391
Book / Page	99J / 391
Instrument Date	Nov 12, 2021
Instrument	2021-005755
Transaction Type	Transfer
Record Updated	Apr 18, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 OCONEE LN, COMMERCE, GA 30529-4198

Mortgage

Document Number	00099J0000000392
Date	Nov 15, 2021
Book Page	000000099J/0000000392

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Jan 31, 2017
Property Address	717 OCONEE LN, COMMERCE, GA 30529-4198
Document Number	00075Y0154
Book / Page	00075Y / 000154
Instrument Date	Jan 17, 2017
Transaction Type	Transfer
Record Updated	Feb 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	75Y0176
Date	Jan 31, 2017
Book Page	00075Y/000176

Lender

Name	CHATTAHOOCHEE BK/GA
Type	Bank
Address	GAINESVILLE, GA 30501-4528

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 30, 2018

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,400 (-) Land $20,000 Building $139,400	$398,500 (-) Land $50,000 Building $348,500
2025	$3,065.00 (-14.46%) Homeowner's exemption	$159,400 (-) Land $20,000 Building $139,400	$398,500 (-) Land $50,000 Building $348,500
2024	$3,583.00 (+24.11%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$159,400 (+10.88%) Land $20,000 Building $139,400	$398,500 (+10.88%) Land $50,000 Building $348,500
2023	$2,887.00 (+1.62%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$143,760 (+22.7%) Land $20,000 Building $123,760	$359,400 (+22.7%) Land $50,000 Building $309,400
2022	$2,841.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$117,160 Land $20,000 Building $97,160	$292,900 Land $50,000 Building $242,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oconee Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures