618 Oconee Ln, Commerce, GA 30529 Property Records

Jackson County property record for 618 Oconee Ln, Commerce, GA 30529

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,646 sqft · built 2022
Lot Size2.01 acres (87,556 sqft)
OwnerIndividual Name on File
Last Sale$449,400 (Sep 2022)
Tax Bill$4,208 (2025)
Deeds & MortgagesMay 2022 Mortgage
Sep 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN035A 043

Property Details

APN / Parcel Number

Primary APN035A 043
Alternative APN
  • 34596

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,646 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area87,556 sqft (2.01 acres)
Garage TypeAttached
Garage Area441 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number34596
Old Parcel Number035A 043
Street Address618 OCONEE LN
CityCOMMERCE
StateGA
Zip30529-4194
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLOTS 43&44 OCONEE POINTE SUBD PH II
Legal SubdivisionOCONEE POINTE PHASE II
Legal Phase2
Legal Lot Number43,44
JurisdictionJACKSON GA
Township / Civil DivisionCOMMERCE
Census Block Group1
Census Block1130
Census Tract10300

Owner

Source: Jackson County assessment roll, APN 035A 043, as of July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address618 OCONEE LN, COMMERCE, GA 30529-4194
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 31, 2022Deed of Trust, Mortgage · Commercial Mortgage
PEOPLES BANK
Sep 15, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
REGIONS BANK
Dec 31, 2019Grant Deed, Transfer
ATTORNEY ONLY
Feb 09, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 15, 2022 · Amount on Record
Deed SaleSep 15, 2022 · Amount on Record
Prior SaleDec 20, 2019 · Amount on Record
Deed Document Number000103Z140
Deed Book / Page103Z / 140
Record UpdatedJun 08, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON GA
Property Address618 OCONEE LN, COMMERCE, GA 30529-4194
Transaction TypeMortgage
Record UpdatedMar 06, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address618 OCONEE LN, COMMERCE, GA 30529-4194
InvestorPossibly a Property Investor

Mortgage

Document Number00102O0000000762
DateMay 31, 2022
Book Page000000102O/0000000762
Lender
NamePEOPLES BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueJan 01, 2023

September 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionJACKSON GA
Recording DateSep 15, 2022
Property Address618 OCONEE LN, COMMERCE, GA 30529-4194
Document Number00103Z0140
Book / Page103Z / 140
Instrument DateSep 15, 2022
Instrument2022-004388
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 06, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address618 OCONEE LN, COMMERCE, GA 30529-4194

Mortgage

Document Number00103Z0000000141
DateSep 19, 2022
Book Page000000103Z/0000000141
Lender
NameREGIONS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJACKSON GA
Recording DateDec 31, 2019
Property Address618 OCONEE LN, COMMERCE, GA 30529-4194
Document Number00087M0001
Book / Page00087M / 000001
Instrument DateDec 20, 2019
Transaction TypeTransfer
Record UpdatedJan 17, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$140.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address618 OCONEE LN COMMERCE GA 305294194, COMMERCE, GA 30529-4194
InvestorPossibly a Property Investor

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON GA
Recording DateFeb 09, 2017
Property Address618 OCONEE LN, COMMERCE, GA 30529-4194
Document Number00076A0450
Book / Page00076A / 000450
Instrument DateFeb 06, 2017
Transaction TypeTransfer
Record UpdatedFeb 15, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$27.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

Source: Jackson County assessment roll as of July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyJackson County
MunicipalityCommerce City
Unified School DistrictCommerce City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,208.00 (-11.67%) Homeowner's exemption$202,200 (-) Land $29,200 Building $173,000$505,500 (-) Land $73,000 Building $432,500
2024$4,764.00 (-0.83%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$202,200 (+12.51%) Land $29,200 Building $173,000$505,500 (+12.51%) Land $73,000 Building $432,500
2023$4,804.00 (+1,550.86%)$179,720 (+1,896.89%) Land $29,200 Building $150,520$449,300 (+1,896.89%) Land $73,000 Building $376,300
2022$291.00$9,000 Land $9,000$22,500 Land $22,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (13157C), as of March 14, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskModerate
above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 46 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
TruVista Communications
Fiber
5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system GA1570001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCOMMERCE
serves 11,340 people
Water SourceSurface water
Last State InspectionJan 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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