599 Oconee Ln, Commerce, GA 30529 Property Records

Jackson County property record for 599 Oconee Ln, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,501 sqft · built 2020
Lot Size	1.39 acres (60,548 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,900 (Jun 2020)
Tax Bill	$4,592 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`035A 002`

Property Details

APN / Parcel Number

Primary APN	`035A 002`
Alternative APN	`34555`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,501 sqft Heated Area
1st Floor Area	2,501 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	60,548 sqft (1.39 acres)
Garage Type	Attached
Garage Area	506 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	34555
Street Address	599 OCONEE LN
City	COMMERCE
State	GA
Zip	30529-4183
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 2 OCONEE POINTE SUBD PH II
Legal Subdivision	OCONEE POINTE PHASE II
Legal Phase	2
Legal Lot Number	2
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1130
Census Tract	10300

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	599 OCONEE LN, COMMERCE, GA 30529-4183
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL
Jul 2, 2020	Grant Deed, Subdivision Related Transfer · Conventional with PMI HOMESTAR FIN'L
Dec 31, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2020 · Amount on Record
Deed Sale	Jun 30, 2020 · Amount on Record
Prior Sale	Dec 20, 2019 · Amount on Record
Deed Document Number	20202264
Deed Book / Page	90F / 464
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	599 OCONEE LN, COMMERCE, GA 30529-4183
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	599 OCONEE LN, COMMERCE, GA 30529-4183

Mortgage

Document Number	00100N0000000456
Date	Jan 24, 2022
Book Page	000000100N/0000000456

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

July 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Jul 2, 2020
Property Address	599 OCONEE LN, COMMERCE, GA 30529-4183
Document Number	00090F0464
Book / Page	00090F / 000464
Instrument Date	Jun 30, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$259.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	599 OCONEE LN COMMERCE GA 305294183, COMMERCE, GA 30529-4183

Mortgage

Document Number	90F0465
Date	Jul 2, 2020
Book Page	00090F/000465

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Dec 31, 2019
Property Address	599 OCONEE LN, COMMERCE, GA 30529-4183
Document Number	00087M0001
Book / Page	00087M / 000001
Instrument Date	Dec 20, 2019
Transaction Type	Transfer
Record Updated	Jan 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$140.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	599 OCONEE LN COMMERCE GA 305294183, COMMERCE, GA 30529-4183
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,480 (-) Land $20,000 Building $152,480	$431,200 (-) Land $50,000 Building $381,200
2025	$4,592.00 (-3.18%) Homeowner's exemption	$172,480 (-) Land $20,000 Building $152,480	$431,200 (-) Land $50,000 Building $381,200
2024	$4,743.00 (+17.28%) Homeowner's exemption	$172,480 (+11.97%) Land $20,000 Building $152,480	$431,200 (+11.97%) Land $50,000 Building $381,200
2023	$4,044.00 (+0.97%) Homeowner's exemption	$154,040 (+24.03%) Land $20,000 Building $134,040	$385,100 (+24.03%) Land $50,000 Building $335,100
2022	$4,005.00 Homeowner's exemption	$124,200 Land $20,000 Building $104,200	$310,500 Land $50,000 Building $260,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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