675 Oconee Ln, Commerce, GA 30529 Property Records

Jackson County property record for 675 Oconee Ln, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 5,736 sqft · built 2017
Lot Size	1.18 acres (51,401 sqft)
Owner	Individual Name on Record
Last Sale	$625,000 (Jul 2026)
Tax Bill	$6,581 (2025)
Deeds & Mortgages	Jul 2026 Sale Sep 2022 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`035A 004`

Property Details

APN / Parcel Number

Primary APN	`035A 004`
Alternative APN	`34557`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,736 sqft Heated Area
1st Floor Area	2,033 sqft
Basement Area	2,116 sqft
Finished Basement	2,116 sqft
Unfinished Basement	2,033 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	51,401 sqft (1.18 acres)
Garage Area	446 sqft

Exterior Amenities

Porch	Slab
Porch Area	249 sqft
Deck Area	192 sqft
Patio Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	34557
Street Address	675 OCONEE LN
City	COMMERCE
State	GA
Zip	30529-4198
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 4 OCONEE POINTE SUBD PH II
Legal Subdivision	OCONEE POINTE PHASE II
Legal Phase	2
Legal Lot Number	4
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1130
Census Tract	10300

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	675 OCONEE LN, COMMERCE, GA 30529-4198
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer
Sep 23, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE
Sep 23, 2022	Limited Warranty Deed, Transfer
Sep 23, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE
Mar 2, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage IBERIABANK MTG
Jan 31, 2017	Grant Deed, Transfer CHATTAHOOCHEE BK/GA
Jan 17, 2017	Deed of Trust, Mortgage CHATTAHOOCHEE BK/GA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2026 · Amount on Record
Deed Sale	Jul 13, 2026 · Amount on Record
Prior Sale	Sep 28, 2022 · Amount on Record
Deed Book / Page	121B / 723
Prior Transfer Date	Sep 23, 2022
Prior Transfer Doc	00104B0778
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Jul 13, 2026
Property Address	675 OCONEE LN, COMMERCE, GA 30529-4198
Document Number	0121000723
Book / Page	121B / 723
Instrument Date	Jul 11, 2026
Transaction Type	Transfer
Record Updated	Aug 10, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	675 OCONEE LN, COMMERCE, GA 30529-4198

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Sep 23, 2022
Property Address	675 OCONEE LN, COMMERCE, GA 30529-4198
Document Number	00104B0758
Book / Page	104B / 758
Instrument Date	Sep 23, 2022
Instrument	2022-004505
Transaction Type	Transfer
Record Updated	Apr 18, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	675 OCONEE LN, COMMERCE, GA 30529-4198

Mortgage

Document Number	00104B0000000759
Date	Sep 28, 2022
Book Page	000000104B/0000000759

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

September 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Sep 23, 2022
Property Address	675 OCONEE LN, COMMERCE, GA 30529-4198
Document Number	00104B0778
Book / Page	104B / 778
Instrument Date	Sep 23, 2022
Instrument	2022-004515
Transaction Type	Transfer
Record Updated	Apr 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	675 OCONEE LN, COMMERCE, GA 30529-4198

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Sep 23, 2022
Property Address	675 OCONEE LN, COMMERCE, GA 30529-4198
Document Number	00104B0758
Book / Page	104B / 758
Instrument Date	Sep 23, 2022
Instrument	2022-004505
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	675 OCONEE LN, COMMERCE, GA 30529-4198

Mortgage

Document Number	000104B759
Date	Sep 23, 2022
Instrument	104B/759

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2052

March 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Mar 2, 2018
Property Address	675 OCONEE LN, COMMERCE, GA 30529-4198
Document Number	00079W0631
Book / Page	00079W / 000631
Instrument Date	Feb 26, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$289.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	675 OCONEE LN COMMERCE GA 305294198, COMMERCE, GA 30529-4198

Mortgage

Document Number	79W0632
Date	Mar 2, 2018
Book Page	00079W/000632

Lender

Name	IBERIABANK MTG
Type	Mortgage Company
Address	LAFAYETTE, LA 70501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2038

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Jan 31, 2017
Property Address	675 OCONEE LN, COMMERCE, GA 30529-4198
Document Number	00075Y0154
Book / Page	00075Y / 000154
Instrument Date	Jan 17, 2017
Transaction Type	Transfer
Record Updated	Feb 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	75Y0176
Date	Jan 31, 2017
Book Page	00075Y/000176

Lender

Name	CHATTAHOOCHEE BK/GA
Type	Bank
Address	GAINESVILLE, GA 30501-4528

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 30, 2018

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	675 OCONEE LN, COMMERCE, GA 30529-4198
Document Number	00075Y0155
Book / Page	00075Y / 000155
Instrument Date	Jan 17, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1031 APALACHEE DOWNS DR BOGART GA 306222679, BOGART, GA 30622-2679
Investor	Possibly a Property Investor

Mortgage

Document Number	00075Y0155
Date	Jan 31, 2017
Book Page	00075Y/000155

Lender

Name	CHATTAHOOCHEE BK/GA
Type	Bank
Address	GAINESVILLE, GA 30501-4528

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 30, 2018

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,960 (-) Land $20,000 Building $226,960	$617,400 (-) Land $50,000 Building $567,400
2025	$6,581.00 (-3.21%) Homeowner's exemption	$246,960 (-) Land $20,000 Building $226,960	$617,400 (-) Land $50,000 Building $567,400
2024	$6,799.00 (+12.44%) Homeowner's exemption	$246,960 (+11.4%) Land $20,000 Building $226,960	$617,400 (+11.4%) Land $50,000 Building $567,400
2023	$6,047.00 (+43.4%) Homeowner's exemption	$221,680 (+69.53%) Land $20,000 Building $201,680	$554,200 (+69.53%) Land $50,000 Building $504,200
2022	$4,217.00 Homeowner's exemption	$130,760 Land $20,000 Building $110,760	$326,900 Land $50,000 Building $276,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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