789 Oconee Ln, Commerce, GA 30529 Property Records

Jackson County property record for 789 Oconee Ln, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,509 sqft · built 2020
Lot Size	2.42 acres (105,415 sqft)
Owner	2 Individual Names on Record
Last Sale	$324,900 (Dec 2020)
Tax Bill	$5,224 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Apr 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`035A 007`

Property Details

APN / Parcel Number

Primary APN	`035A 007`
Alternative APN	`34560`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,509 sqft Heated Area
1st Floor Area	2,509 sqft
Basement Area	2,047 sqft
Unfinished Basement	2,047 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Fiber Cement Siding
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	105,415 sqft (2.42 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Slab
Deck Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	34560
Street Address	789 OCONEE LN
City	COMMERCE
State	GA
Zip	30529-4198
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 7 OCONEE POINTE SUBD PH II
Legal Subdivision	OCONEE POINTE PHASE II
Legal Phase	2
Legal Lot Number	7
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1130
Census Tract	10300

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	789 OCONEE LN, COMMERCE, GA 30529-4198
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage HOMESTAR FIN'L
Apr 1, 2020	Correction Deed, Transfer ATTORNEY ONLY
Aug 7, 2019	Grant Deed, Construction Loan · Line of Credit ENTEGRA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2020 · Amount on Record
Deed Sale	Dec 2, 2020 · Amount on Record
Prior Sale	Aug 1, 2019 · Amount on Record
Deed Document Number	20204712
Deed Book / Page	93E / 641
Record Updated	Oct 29, 2026

December 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Dec 21, 2020
Property Address	789 OCONEE LN, COMMERCE, GA 30529-4198
Document Number	00093E0641
Book / Page	00093E / 000641
Instrument Date	Dec 2, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 14, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	789 OCONEE LN COMMERCE GA 305294198, COMMERCE, GA 30529-4198

Mortgage

Document Number	93E0642
Date	Dec 21, 2020
Book Page	00093E/000642

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 20, 2035

April 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	JACKSON GA
Recording Date	Apr 1, 2020
Property Address	789 OCONEE LN, COMMERCE, GA 30529-4198
Document Number	00088T0105
Book / Page	00088T / 000105
Instrument Date	Mar 30, 2020
Transaction Type	Transfer
Record Updated	Apr 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	789 OCONEE LN COMMERCE GA 305294198, COMMERCE, GA 30529-4198

August 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Aug 7, 2019
Property Address	789 OCONEE LN, COMMERCE, GA 30529-4198
Document Number	00085P0391
Book / Page	00085P / 000391
Instrument Date	Aug 1, 2019
Transaction Type	Construction Loan
Record Updated	Sep 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$66.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	789 OCONEE LN COMMERCE GA 305294198, COMMERCE, GA 30529-4198
Investor	Possibly a Property Investor

Mortgage

Document Number	85P0392
Date	Aug 7, 2019
Book Page	00085P/000392

Lender

Name	ENTEGRA BK
Address	FRANKLIN, NC 28734

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 6, 2020

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	85P0411,
Date	Aug 7, 2019
Book Page	00085P/000411

Lender

Name	ENTEGRA BK
Address	FRANKLIN, NC 28734

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 6, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$196,120 (-) Land $26,000 Building $170,120	$490,300 (-) Land $65,000 Building $425,300
2025	$5,224.00 (-3.19%) Homeowner's exemption	$196,120 (-) Land $26,000 Building $170,120	$490,300 (-) Land $65,000 Building $425,300
2024	$5,396.00 (+15.37%) Homeowner's exemption	$196,120 (+11.79%) Land $26,000 Building $170,120	$490,300 (+11.79%) Land $65,000 Building $425,300
2023	$4,677.00 (+1.9%) Homeowner's exemption	$175,440 (+23.34%) Land $26,000 Building $149,440	$438,600 (+23.34%) Land $65,000 Building $373,600
2022	$4,590.00 Homeowner's exemption	$142,240 Land $26,000 Building $116,240	$355,600 Land $65,000 Building $290,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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