Sherburne County property record for 6864 46th Ave SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,376 sqft · built 1973 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | Company Name on Record |
| Last Sale | $328,012 (Apr 2018) |
| Tax Bill | $3,806 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Apr 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-412-0235 |
| Primary APN | 20-412-0235 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,376 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Basement Area | 620 sqft |
| Finished Basement | 620 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 44,867 sqft (1.03 acres) |
| Garage Type | Attached |
| Garage Area | 1,156 sqft |
| Driveway | Driveway |
| Deck Area | 178 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Wood |
| Account Number | 15301 |
|---|---|
| Street Address | 6864 46TH AVE SE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-9585 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LOT 18 & 19, BLK 2 |
| Legal Range | 30W |
| Legal Township | 34N |
| Legal Section | 04 |
| Legal Subdivision | SHERWOOD SHORES |
| Legal Block | 2 |
| Legal Lot Number | 18,19 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | CLEAR LAKE |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 30302 |
Source: Sherburne County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6864 46TH AVE SE, SAINT CLOUD, MN 56304-9585 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 30, 2026 | Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 5, 2022 | Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Feb 10, 2021 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Oct 11, 2019 | Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MTG |
| Apr 3, 2018 | Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2018 · Amount on Record |
| Deed Sale | Apr 3, 2018 · Amount on Record |
| Deed Document Number | 2018854084 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Sep 30, 2026 |
| Property Address | 6864 46TH AVE SE, SAINT CLOUD, MN 56304-9585 |
| Document Number | 0001003787 |
| Instrument Date | Sep 24, 2026 |
| Instrument | 20261003787 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $166.65 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 6864 46TH AVE SE, SAINT CLOUD, MN 56304-9585 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 6864 46TH AVE SE, SAINT CLOUD, MN 56304-9585 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000940291 |
|---|---|
| Date | Apr 5, 2022 |
| Instrument | 940291 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 6864 46TH AVE SE, SAINT CLOUD, MN 56304-9585 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000911899 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 911899 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 6864 46TH AVE SE, SAINT CLOUD, MN 56304-9585 |
| Document Number | 0000880756 |
| Instrument Date | Oct 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2019 |
| Title Company | GLOBAL CLOSING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6864 46TH AVE SE ST CLOUD MN 563049585, ST CLOUD, MN 56304-9585 |
| Document Number | 0000880756 |
|---|---|
| Date | Oct 23, 2019 |
| Instrument | 880756 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 22, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Apr 3, 2018 |
| Property Address | 6864 46TH AVE SE, SAINT CLOUD, MN 56304-9585 |
| Document Number | 0000854084 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 854084 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,082.44 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6864 46TH AVE SE, SAINT CLOUD, MN 56304-9585 |
| Document Number | 0000854085 |
|---|---|
| Date | Apr 3, 2018 |
| Instrument | 854085 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| County Subdivision | Clear Lake Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $468,700 (-0.68%) Land $151,800 Building $316,900 | $468,700 (-0.68%) Land $151,800 Building $316,900 | |
| 2025 | $3,806.00 (+4.91%) | $471,900 (+0.88%) Land $151,800 Building $320,100 | $471,900 (+0.88%) Land $151,800 Building $320,100 |
| 2023 | $3,628.00 | $467,800 Land $178,300 Building $289,500 | |
| 2021 | $467,800 Land $178,300 Building $289,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures