Sherburne County property record for 6731 46th Ave SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,424 sqft · built 1974 |
| Lot Size | 2.46 acres (107,158 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $359,900 (May 2017) |
| Tax Bill | $4,202 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-425-0110 |
| Primary APN | 20-425-0110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,424 sqft Living Area |
| 1st Floor Area | 1,437 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 107,158 sqft (2.46 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Deck Area | 275 sqft |
| Wet Bar | Wet Bar |
| Heating Fuel | Wood |
|---|
| Street Address | 6731 46TH AVE SE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-9553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LOT 1, BLK 1 |
| Legal Range | 30W |
| Legal Township | 34N |
| Legal Section | 03 |
| Legal Subdivision | SHERWOOD SHORES 7TH ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | CLEAR LAKE |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 30302 |
Source: Sherburne County assessment roll, APN 20-425-0110, as of July 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6731 46TH AVE SE, SAINT CLOUD, MN 56304-9553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2026 | Transfer on Death Deed, Transfer |
| Jul 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU |
| May 19, 2017 | Warranty Deed, Transfer · Conventional Mortgage LIBERTY BANK MINNESOTA |
| Mar 06, 2017 | Deed of Trust, Mortgage · Line of Credit ST CLOUD FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 19, 2017 · Amount on Record |
| Deed Sale | May 19, 2017 · Amount on Record |
| Deed Document Number | 2017838786 |
| Last Transfer Date | Jan 26, 2026 |
| Transfer Doc | 0000993505 |
| Record Updated | Jun 08, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Jan 26, 2026 |
| Property Address | 6731 46TH AVE SE, SAINT CLOUD, MN 56304-9553 |
| Document Number | 0000993505 |
| Instrument Date | Jan 26, 2026 |
| Instrument | 993505 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 6731 46TH AVE SE, SAINT CLOUD, MN 56304-9553 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000895740 |
|---|---|
| Date | Jul 14, 2020 |
| Instrument | 895740 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 01, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | May 19, 2017 |
| Property Address | 6731 46TH AVE SE, SAINT CLOUD, MN 56304-9553 |
| Document Number | 0000838786 |
| Instrument Date | Apr 24, 2017 |
| Instrument | 838786 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | BURNET TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,187.67 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6731 46TH AVE SE, SAINT CLOUD, MN 56304-9553 |
| Document Number | 0000838787 |
|---|---|
| Date | May 19, 2017 |
| Instrument | 838787 |
| Name | LIBERTY BANK MINNESOTA |
|---|---|
| Type | Bank |
| Address | SAINT CLOUD, MN 56302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 6731 46TH AVE SE, SAINT CLOUD, MN 56304-9553 |
| Document Number | 0000835618 |
| Instrument Date | Mar 06, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6731 46TH AVE SE ST CLOUD MN 563049553, ST CLOUD, MN 56304-9553 |
| Document Number | 0000835618 |
|---|---|
| Date | Mar 13, 2017 |
| Instrument | 835618 |
| Name | ST CLOUD FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT CLOUD, MN 56301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 12, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Sherburne County assessment roll as of July 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| County Subdivision | Clear Lake Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,202.00 (+18.5%) | $514,000 (+13.44%) Land $122,300 Building $391,700 | $514,000 (+13.44%) Land $122,300 Building $391,700 |
| 2023 | $3,546.00 | $453,100 Land $116,500 Building $336,600 | |
| 2021 | $453,100 Land $116,500 Building $336,600 |
Source: FEMA National Flood Hazard Layer, Sherburne County (27141C), as of November 16, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271410303021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 59 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Cable | 1,250 / 60 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures