6754 46th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 6754 46th Ave SE, Saint Cloud, MN 56304 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,736 sqft · built 1977
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on File
Last Sale	$335,500 (Aug 2012)
Tax Bill	$4,602 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-412-0220`

Property Details

APN / Parcel Number

Primary APN	`20-412-0220`
Alternative APNs	`20-00412-0220` `15298`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	4 Stories
Building Area	1,736 sqft Living Area
1st Floor Area	1,740 sqft
Basement Area	296 sqft
Finished Basement	296 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1985
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	27,007 sqft (0.62 acres)
Garage Type	Attached
Garage Area	708 sqft
Driveway	Driveway

Exterior Amenities

Porch	Open Porch
Porch Area	240 sqft
Deck Area	181 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6754 46TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-9553
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15, BLK 2
Legal Range	30W
Legal Township	34N
Legal Section	04
Legal Subdivision	SHERWOOD SHORES
Legal Block	2
Legal Lot Number	15
Jurisdiction	SHERBURNE MN
Township / Civil Division	CLEAR LAKE
Census Block Group	1
Census Block	1033
Census Tract	30302

Owner

Source: Sherburne County records · APN 20-412-0220

Assessment roll updated August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6754 46TH AVE SE, SAINT CLOUD, MN 56304-9553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 03, 2012 · Amount on Record
Deed Sale	Aug 03, 2012 · Amount on Record
Prior Sale	Jul 07, 2008 · Amount on Record
Deed Document Number	2012754341
Last Transfer Date	Sep 11, 2012
Transfer Doc	0000756836
Record Updated	Sep 20, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jul 07, 2020
Property Address	6754 46TH AVE SE, SAINT CLOUD, MN 56304-9553
Document Number	0000895201
Instrument Date	Jun 24, 2020
Instrument	895201
Transaction Type	Transfer
Record Updated	Feb 06, 2021

Transaction

Tax	$1.65
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6754 46TH AVE SE, SAINT CLOUD, MN 56304-9553

Mortgage

Document Number	0000895202
Date	Jul 07, 2020
Instrument	895202

Lender

Name	POLARIS HOME FUNDING CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sherburne County records · Assessment roll updated August 4, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Clear Lake Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$555,500 (+0.27%) Land $156,500 Building $399,000	$555,500 (+0.27%) Land $156,500 Building $399,000
2025	$4,602.00 (+6.43%)	$554,000 (+3.11%) Land $156,500 Building $397,500	$554,000 (+3.11%) Land $156,500 Building $397,500
2023	$4,324.00	$537,300 Land $152,500 Building $384,800
2021			$537,300 Land $152,500 Building $384,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sherburne County (27141C), updated November 16, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271410303021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.