6822 46th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 6822 46th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,450 sqft · built 1979
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Tax Bill	$3,268 (2025)
Flood Zone	Zone X (minimal risk)
APN	`20-412-0230`

Property Details

APN / Parcel Number

Primary APN	`20-412-0230`
Alternative APNs	`20-00412-0230` `15300`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,450 sqft Living Area
1st Floor Area	1,360 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached
Garage Area	672 sqft
Driveway	Driveway
Porch	Open Porch
Deck Area	240 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	15300
Street Address	6822 46TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-9585
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 17, BLK 2
Legal Range	30W
Legal Township	34N
Legal Section	04
Legal Subdivision	SHERWOOD SHORES
Legal Block	2
Legal Lot Number	17
Jurisdiction	SHERBURNE MN
Township / Civil Division	CLEAR LAKE
Census Block Group	1
Census Block	1033
Census Tract	30302

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6822 46TH AVE SE, SAINT CLOUD, MN 56304-9585
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Clear Lake Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$409,800 (-0.22%) Land $152,700 Building $257,100	$409,800 (-0.22%) Land $152,700 Building $257,100
2025	$3,268.00 (+1.74%)	$410,700 (+1.18%) Land $152,700 Building $258,000	$410,700 (+1.18%) Land $152,700 Building $258,000
2023	$3,212.00	$405,900 Land $149,100 Building $256,800
2021			$405,900 Land $149,100 Building $256,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
T-Mobile Fixed Wireless	100 / 20