6706 46th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 6706 46th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,913 sqft · built 1975
Lot Size	0.87 acres (37,897 sqft)
Owner	Individual Name on Record
Tax Bill	$4,776 (2025)
Flood Zone	Zone X (minimal risk)
APN	`20-412-0210`

Property Details

APN / Parcel Number

Primary APN	`20-412-0210`
Alternative APNs	`20-00412-0210` `15296`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	1,913 sqft Living Area
1st Floor Area	1,823 sqft
Basement Area	1,008 sqft
Finished Basement	1,008 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1982
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	37,897 sqft (0.87 acres)
Garage Type	Attached
Garage Area	831 sqft
Driveway	Driveway

Exterior Amenities

Porch	Screened Porch
Porch Area	324 sqft
Deck Area	294 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Wood

Location & Zoning

Street Address	6706 46TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-9553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 13, BLK 2
Legal Range	30W
Legal Township	34N
Legal Section	04
Legal Subdivision	SHERWOOD SHORES
Legal Block	2
Legal Lot Number	13
Jurisdiction	SHERBURNE MN
Township / Civil Division	CLEAR LAKE
Census Block Group	1
Census Block	1033
Census Tract	30302

Owner

Source: Sherburne County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6706 46TH AVE SE, SAINT CLOUD, MN 56304-9553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 18, 2023
Transfer Doc	0000964910
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Clear Lake Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$568,400 (-0.54%) Land $238,100 Building $330,300	$568,400 (-0.54%) Land $238,100 Building $330,300
2025	$4,776.00 (-15.29%)	$571,500 (-12%) Land $238,100 Building $333,400	$571,500 (-12%) Land $238,100 Building $333,400
2023	$5,638.00	$649,400 Land $247,900 Building $401,500
2021			$649,400 Land $247,900 Building $401,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
T-Mobile Fixed Wireless	100 / 20