Sherburne County property record for 6590 46th Ave SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,302 sqft · built 1973 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $340,000 (Jun 2012) |
| Tax Bill | $4,836 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-407-0260 |
| Primary APN | 25-407-0260 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,302 sqft Living Area |
| 1st Floor Area | 1,302 sqft |
| Basement Area | 1,271 sqft |
| Finished Basement | 1,271 sqft |
| Unfinished Basement | 1,317 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 31,363 sqft (0.72 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Driveway | Driveway |
| Deck Area | 609 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 17334 |
|---|---|
| Street Address | 6590 46TH AVE SE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-9553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | NWLY 3-4 OF LOT 12, BLK 2 |
| Legal Range | 30W |
| Legal Township | 35N |
| Legal Section | 34 |
| Legal Subdivision | SHERWOOD SHORES |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | HAVEN |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 30302 |
6590 46th Ave SE is held in a trust since February 2026.
Source: Sherburne County records, as of September 15, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 6590 46TH AVE SE, SAINT CLOUD, MN 56304-9553 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2026 | Intrafamily Transfer, Transfer |
| Apr 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BANK & TRUST |
| Jun 4, 2019 | Deed of Trust, Mortgage · Line of Credit FRANDSEN BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2012 · Amount on File |
| Deed Sale | Jun 15, 2012 · Amount on File |
| Deed Document Number | 2012751474 |
| Last Transfer Date | Feb 6, 2026 |
| Transfer Doc | 0000993936 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Feb 9, 2026 |
| Property Address | 6590 46TH AVE SE, SAINT CLOUD, MN 56304-9553 |
| Document Number | 0000993936 |
| Instrument Date | Feb 6, 2026 |
| Instrument | 993936 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 6590 46TH AVE SE, SAINT CLOUD, MN 56304-9553 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 6590 46TH AVE SE, SAINT CLOUD, MN 56304-9553 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000916653 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | 916653 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 6590 46TH AVE SE, SAINT CLOUD, MN 56304-9553 |
| Document Number | 0000873304 |
| Instrument Date | Jun 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2019 |
| Title Company | TRI-COUNTY ABSTRACT |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 6590 46TH AVE SE ST CLOUD MN 563049553, ST CLOUD, MN 56304-9553 |
| Document Number | 0000873304 |
|---|---|
| Date | Jun 12, 2019 |
| Instrument | 873304 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | FOLEY, MN 56329 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 11, 2029 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 6590 46th Ave SE was $4,836.
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| County Subdivision | Haven Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $568,100 (+0.6%) Land $314,700 Building $253,400 | $568,100 (+0.6%) Land $314,700 Building $253,400 | |
| 2025 | $4,836.00 | $564,700 Land $314,700 Building $250,000 | $564,700 Land $314,700 Building $250,000 |
| 2023 | $4,674.00 | $561,600 Land $300,400 Building $261,200 | |
| 2021 | $561,600 Land $300,400 Building $261,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6590 46th Ave SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6590 46th Ave SE is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
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