Lake County property record for 682 Cherokee Trl, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,034 sqft · built 1930 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $47,000 (Aug 2016) |
| Tax Bill | $2,655 (2024) |
| Deeds & Mortgages | Mar 2025 Line of Credit Feb 2026 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-B-057-N-00-054-0 |
| Primary APN | 27-B-057-N-00-054-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,034 sqft Living Area |
| 1st Floor Area | 506 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 98 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 24 sqft |
| Patio Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 682 CHEROKEE TRL |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Description | LOT 1 & 4 DOUGLASS & 16 TRACT |
| Legal Subdivision | ARROWHEAD BEACH ALLOTMENT |
| Legal Block | 2 |
| Legal Lot Number | 52 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 201700 |
Source: Lake County records, as of January 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 682 CHEROKEE TRL, WILLOUGHBY, OH 44094-7203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2025 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Feb 20, 2026 | Transfer on Death Deed, Transfer CONWAY TITLE, CONWAY L |
| Feb 20, 2026 | Transfer on Death Deed, Transfer CONWAY TITLE, CONWAY L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2016 · Amount on Record |
| Deed Sale | Aug 15, 2016 · Amount on Record |
| Prior Sale | Jan 1, 1990 |
| Deed Document Number | 201621023 |
| Prior Transfer Date | Aug 12, 2016 |
| Prior Transfer Doc | 0000021023 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 682 CHEROKEE TRL, WILLOUGHBY, OH 44094-7203 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 682 CHEROKEE TRL, WILLOUGHBY, OH 44094-7203 |
| Document Number | 0000004798 |
|---|---|
| Date | Mar 14, 2025 |
| Instrument | 2025R004798 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 6, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Feb 20, 2026 |
| Property Address | 682 CHEROKEE TRL, WILLOUGHBY, OH 44094-7203 |
| Document Number | 0000003387 |
| Map Reference | VOL E PG 13 |
| Instrument Date | Feb 20, 2026 |
| Instrument | 2026R003387 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2026 |
| Title Company | CONWAY TITLE, CONWAY L |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 682 CHEROKEE TRL, WILLOUGHBY, OH 44094-7203 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Feb 20, 2026 |
| Property Address | 682 CHEROKEE TRL, WILLOUGHBY, OH 44094-7203 |
| Document Number | 0000003387 |
| Map Reference | VOL E PG 13 |
| Instrument Date | Feb 20, 2026 |
| Instrument | 2026R003387 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | CONWAY TITLE, CONWAY L |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 682 CHEROKEE TRL, WILLOUGHBY, OH 44094-7203 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $57,470 (-) Land $9,170 Building $48,300 | $164,200 (-) Land $26,210 Building $137,990 |
| 2024 | $2,655.00 (-39.3%) Homeowner's exemption Senior Citizen's exemption | $57,470 (+24.39%) Land $9,170 Building $48,300 | $164,200 (+24.39%) Land $26,210 Building $137,990 |
| 2023 | $4,374.00 (+88.05%) Homeowner's exemption Senior Citizen's exemption | $46,200 (-) Land $7,770 Building $38,430 | |
| 2022 | $2,326.00 Homeowner's exemption Senior Citizen's exemption | $46,200 Land $7,770 Building $38,430 | |
| 2021 | $132,000 Land $22,200 Building $109,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 11 (1978–1991) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | May 1991 · erosion |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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