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676 Cherokee Trl, Willoughby, OH 44094 Property Records

Lake County property record for 676 Cherokee Trl, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,238 sqft · built 1930
Lot Size0.089 acres (3,920 sqft)
OwnerIndividual Name on File
Last Sale$106,500 (Jun 2018)
Tax Bill$3,657 (2023)
Deeds & MortgagesJun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-B-057-N-00-055-0

Property Details

APN / Parcel Number

Primary APN27-B-057-N-00-055-0
Alternative APN
  • 39

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,238 sqft Living Area
1st Floor Area768 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1980
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area3,920 sqft (0.089 acres)
Lot Dimensions98 ft deep x 40 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
Patio Area72 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account Number39
Street Address676 CHEROKEE TRL
CityWILLOUGHBY
StateOH
Zip44094-7203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-60
Legal DescriptionLOT 1 & 4 DOUGLASS & 16 TRACT
Legal SubdivisionARROWHEAD BEACH ALLOTMENT
Legal Block2
Legal Lot Number50
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group3
Census Block3008
Census Tract201700

Owner

676 Cherokee Trl is owned by an individual who bought it in June 2018.

Source: Lake County records, as of April 25, 2024

Owner of RecordIndividual Name on File
Mailing Address676 CHEROKEE TRL, WILLOUGHBY, OH 44094-7203
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 29, 2018 · Amount on File
Deed SaleJun 29, 2018 · Amount on File
Prior SaleJan 18, 2001 · Amount on File
Deed Document Number2447
Record UpdatedJun 7, 2026

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE OH
Recording DateJun 29, 2018
Property Address676 CHEROKEE TRL, WILLOUGHBY, OH 44094-7203
Document Number0000016379
Map ReferenceVOL E PG13
Instrument DateJun 28, 2018
Instrument2018R016379
Transaction TypeTransfer
Record UpdatedMay 17, 2021
Title CompanyOHIO REAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address68450 MILLER RD, BRECKSVILLE, OH 44141

Mortgage

Document Number0000016380
DateJun 29, 2018
Instrument2018R016380
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,657.00 (+53.01%) Homeowner's exemption$38,630 (-) Land $7,770 Building $30,860
2022$2,390.00 Homeowner's exemption$38,630 Land $7,770 Building $30,860
2021$110,380 Land $22,200 Building $88,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 676 Cherokee Trl in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims11 (1978–1991)
Claims Outside the SFHA3 of 11
Most Recent ClaimMay 1991 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 676 Cherokee Trl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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