688 Cherokee Trl, Willoughby, OH 44094 Property Records

Lake County property record for 688 Cherokee Trl, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,410 sqft · built 2005
Lot Size0.089 acres (3,920 sqft)
Owner2 Individual Names on Record
Tax Bill$5,634 (2023)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN27-B-057-N-00-053-0

Property Details

APN / Parcel Number

Primary APN27-B-057-N-00-053-0
Alternative APN
  • 37

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area1,410 sqft Living Area
1st Floor Area640 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2005
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area3,920 sqft (0.089 acres)
Lot Dimensions98 ft deep x 40 ft wide
Garage Area210 sqft
Parking Spaces1 Parking Space
BalconyBalcony
Balcony Area40 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account Number37
Street Address688 CHEROKEE TRL
CityWILLOUGHBY
StateOH
Zip44094-7203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-60
Legal DescriptionLOT 1 & 4 DOUGLASS & 16 TRACT
Legal SubdivisionARROWHEAD BEACH ALLOTMENT
Legal Tract13
Legal Block2
Legal Lot Number54
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group3
Census Block3008
Census Tract201700

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address688 CHEROKEE TRL, WILLOUGHBY, OH 44094-7203
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 26, 2020
Deed SaleMay 26, 2020
Prior SaleJun 24, 2014 · Amount on Record
Deed Document Number452894
Record UpdatedJun 7, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address688 CHEROKEE TRL, WILLOUGHBY, OH 44094-7203
Instrument DateMay 19, 2020
Transaction TypeMortgage
Record UpdatedJun 10, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address688 CHEROKEE TRL WILLOUGHBY OH 440947203, WILLOUGHBY, OH 44094-7203

Mortgage

Document Number13368
DateMay 26, 2020
Instrument13368
Lender
NameFIRST FED'L S&L/LAKEWOOD
TypeFederal Savings Bank
AddressLAKEWOOD, OH 44107
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 25, 2040

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$5,634.00 (+53.93%) Homeowner's exemption$59,510 (-) Land $7,770 Building $51,740
2022$3,660.00 Homeowner's exemption$59,510 Land $7,770 Building $51,740
2021$170,040 Land $22,200 Building $147,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims11 (1978–1991)
Claims Outside the SFHA3 of 11
Most Recent ClaimMay 1991 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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