Lake County property record for 671 Cherokee Trl, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,436 sqft · built 1996 |
| Lot Size | 0.117 acres (5,118 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $209,900 (Oct 2025) |
| Tax Bill | $3,381 (2024) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-B-057-N-00-084-0 |
| Primary APN | 27-B-057-N-00-084-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,436 sqft Living Area |
| Gross Area | 1,472 sqft |
| 1st Floor Area | 686 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,118 sqft (0.117 acres) |
| Lot Dimensions | 128 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 126 sqft |
| Patio Area | 132 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 82 |
|---|---|
| Street Address | 671 CHEROKEE TRL |
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Description | LOT 1 & 4 DOUGLASS & 16 TRACT |
| Legal Subdivision | ARROWHEAD BEACH ALLOTMENT |
| Legal Block | 3 |
| Legal Lot Number | 63 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 201700 |
Source: Lake County records, as of October 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 671 CHEROKEE TRL, WILLOUGHBY, OH 44094-7202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2025 | Warranty Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING |
| May 9, 2019 | Grant Deed, Mortgage · Line of Credit DOLLAR BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2025 · Amount on Record |
| Deed Sale | Oct 6, 2025 · Amount on Record |
| Prior Sale | Mar 17, 2015 · Amount on Record |
| Deed Document Number | 2025R022087 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Oct 6, 2025 |
| Property Address | 671 CHEROKEE TRL, WILLOUGHBY, OH 44094-7202 |
| Document Number | 0000022087 |
| Map Reference | VOL E PG 13 |
| Instrument Date | Oct 3, 2025 |
| Instrument | 2025R022087 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 671 CHEROKEE TRL, WILLOUGHBY, OH 44094-7202 |
| Document Number | 0000022088 |
|---|---|
| Date | Oct 6, 2025 |
| Instrument | 2025R022088 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Number | 0000022089 |
|---|---|
| Date | Oct 6, 2025 |
| Instrument | 2025R022089 |
| Name | OHIO HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | WILLOUGHBY, OH 44094 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | May 9, 2019 |
| Property Address | 671 CHEROKEE TRL, WILLOUGHBY, OH 44094-7202 |
| Instrument Date | May 8, 2019 |
| Instrument | 10192 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 23425 COMMERCE PARK #102 BEACHWOOD OH 441225848, 102, BEACHWOOD, OH 44122-5848 |
| Document Number | 0000010192 |
|---|---|
| Date | May 9, 2019 |
| Instrument | 10192 |
| Name | DOLLAR BK |
|---|---|
| Type | Bank |
| Address | 1301 E 9TH ST # 9TH, CLEVELAND, OH 44114-1804 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 8, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: Lake County assessment roll, as of August 1, 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,381.00 (-20.86%) | $60,550 (+34.2%) Land $10,380 Building $50,170 | $172,990 (+34.19%) Land $29,660 Building $143,330 |
| 2023 | $4,272.00 (+49.95%) Homeowner's exemption | $45,120 (-) Land $8,800 Building $36,320 | |
| 2022 | $2,849.00 | $45,120 Land $8,800 Building $36,320 | |
| 2021 | $128,910 Land $25,130 Building $103,780 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 11 (1978–1991) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | May 1991 · erosion |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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