683 Cherokee Trl, Willoughby, OH 44094 Property Records

Lake County property record for 683 Cherokee Trl, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 1959
Lot Size0.128 acres (5,602 sqft)
OwnerOwner Name on File
Last Sale$94,500 (Oct 2003)
Tax Bill$2,911 (2023)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN27-B-057-N-00-086-0

Property Details

APN / Parcel Number

Primary APN27-B-057-N-00-086-0
Alternative APN
  • 84

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Architectural StyleBungalow
Exterior MaterialWood Siding
Lot Area5,602 sqft (0.128 acres)
Lot Dimensions140 ft deep x 40 ft wide

Exterior Amenities

PorchEnclosed Porch
Porch Area54 sqft
Deck Area218 sqft
Patio Area218 sqft
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric

Location & Zoning

Account Number84
Street Address683 CHEROKEE TRL
CityWILLOUGHBY
StateOH
Zip44094-7202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-60
Legal DescriptionLOT 1 & 4 DOUGLASS & 16 TRACT
Legal SubdivisionARROWHEAD BEACH ALLOTMENT
Legal Block3
Legal Lot Number67
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group3
Census Block3020
Census Tract201700

Owner

The current owner of 683 Cherokee Trl bought it in October 2003.

Source: Lake County records, as of April 25, 2024

Owner of RecordOwner Name on File
Mailing Address683 CHEROKEE TRL, WILLOUGHBY, OH 44094-7202
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 28, 2003 · Amount on File
Deed SaleOct 28, 2003 · Amount on File
Prior SaleJul 28, 1994 · Amount on File
Deed Document Number4818
Deed Book / Page1032 / 548
Record UpdatedJun 7, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address683 CHEROKEE TRL, WILLOUGHBY, OH 44094-7202
Transaction TypeMortgage
Record UpdatedJun 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014381
DateMay 19, 2022
Instrument2022R014381
Lender
NameKEY BANK NA
TypeBank
AddressCLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,911.00 (+48.9%) Homeowner's exemption$30,750 (-) Land $9,220 Building $21,530
2022$1,955.00$30,750 Land $9,220 Building $21,530
2021$87,850 Land $26,350 Building $61,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 683 Cherokee Trl in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims11 (1978–1991)
Claims Outside the SFHA3 of 11
Most Recent ClaimMay 1991 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 683 Cherokee Trl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Cherokee Trl

Nearby Streets

Search Property Records by Address or Parcel Number