Lake County property record for 665 Cherokee Trl, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1960 |
| Lot Size | 0.187 acres (8,159 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Jul 2026) |
| Tax Bill | $2,270 (2024) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Feb 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-B-057-N-00-083-0 |
| Primary APN | 27-B-057-N-00-083-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,159 sqft (0.187 acres) |
| Lot Dimensions | 136 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 238 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 665 CHEROKEE TRL |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Description | LOT 1 & 4 DOUGLASS & 16 TRACT S/L 61 & PART OF S/L 59 |
| Legal Subdivision | ARROWHEAD BEACH ALLOTMENT |
| Legal Tract | S |
| Legal Block | 3 |
| Legal Lot Number | 59 61 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 201700 |
Source: Lake County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 665 CHEROKEE TRL, WILLOUGHBY, OH 44094-7202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Jul 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Feb 4, 2026 | Deed of Trust, Mortgage · Commercial Mortgage RCN CAPITAL LLC |
| Dec 8, 2025 | Warranty Deed, Transfer |
| Sep 20, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jul 27, 2017 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2026 · Amount on Record |
| Deed Sale | Jul 15, 2026 · Amount on Record |
| Prior Sale | Aug 7, 2025 · Amount on Record |
| Deed Document Number | 202615611 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jul 15, 2026 |
| Property Address | 665 CHEROKEE TRL, WILLOUGHBY, OH 44094-7202 |
| Document Number | 0000015611 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202615611 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $76,760.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 665 CHEROKEE TRL, WILLOUGHBY, OH 44094-7202 |
| Document Number | 0000015612, |
|---|---|
| Date | Jul 15, 2026 |
| Instrument | 202615612 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 665 CHEROKEE TRL, WILLOUGHBY, OH 44094-7202 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2026 |
| Title Company | UNKNOWN, SOURCEPOINT |
| Name | Verified Name |
|---|---|
| Address | 9646 ROLLIN RD, WAITE HILL, OH 44094-9709 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002167 |
|---|---|
| Date | Feb 4, 2026 |
| Instrument | 2026R002167 |
| Name | RCN CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTH WINDSOR, CT 06074 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Dec 8, 2025 |
| Property Address | 665 CHEROKEE TRL, WILLOUGHBY, OH 44094-7202 |
| Document Number | 0000027470 |
| Map Reference | VOL E PG 13 |
| Instrument Date | Dec 3, 2025 |
| Instrument | 2025R027470 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 665 CHEROKEE TRL, WILLOUGHBY, OH 44094-7202 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 665 CHEROKEE TRL, WILLOUGHBY, OH 44094-7202 |
| Document Number | 0000025119 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 665 CHEROKEE TRL WILLOUGHBY OH 440947202, WILLOUGHBY, OH 44094-7202 |
| Document Number | 0000025119 |
|---|---|
| Date | Oct 11, 2019 |
| Instrument | 25119 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Oct 10, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jul 27, 2017 |
| Property Address | 665 CHEROKEE TRL, WILLOUGHBY, OH 44094-7202 |
| Document Number | 0000019784 |
| Map Reference | VOL E PG13 |
| Instrument Date | Jul 26, 2017 |
| Instrument | 2017R019784 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Title Company | LAKE COUNTY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 665 CHEROKEE TRL, WILLOUGHBY, OH 44094-7202 |
| Document Number | 0000019785 |
|---|---|
| Date | Jul 27, 2017 |
| Instrument | 2017R019785 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $41,340 (-) Land $11,730 Building $29,610 | $118,100 (-) Land $33,500 Building $84,600 | |
| 2024 | $2,270.00 (-22.23%) Homeowner's exemption | $41,340 (+34.05%) Land $11,730 Building $29,610 | $118,100 (+34.02%) Land $33,500 Building $84,600 |
| 2023 | $2,919.00 (+41.29%) Homeowner's exemption | $30,840 (-) Land $9,960 Building $20,880 | |
| 2022 | $2,066.00 Homeowner's exemption | $30,840 Land $9,960 Building $20,880 | |
| 2021 | $88,120 Land $28,450 Building $59,670 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 11 (1978–1991) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | May 1991 · erosion |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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