672 Flat Rd, Bainbridge, OH 45612 Property Records

Ross County property record for 672 Flat Rd, Bainbridge, OH 45612 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,238 sqft · built 1956
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Apr 2019)
Tax Bill	$1,184 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-13-18-071.000`

Property Details

APN / Parcel Number

Primary APN	`35-13-18-071.000`
Alternative APN	`131807`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,238 sqft Living Area
1st Floor Area	1,238 sqft
Basement Area	1,238 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Wood
Construction Type	Frame
Roof Material	Other
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	173 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	131807
Street Address	672 FLAT RD
City	BAINBRIDGE
State	OH
Zip	45612-9741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	672 FLAT RD RES 13-18-71
Jurisdiction	ROSS OH
Township / Civil Division	TWIN
Census Block Group	3
Census Block	3022
Census Tract	956900

Owner

Source: Ross County records · APN 35-13-18-071.000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	672 FLAT RD, BAINBRIDGE, OH 45612-9741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · VA Mortgage UNITED LENDING TEAM LLC
Apr 30, 2019	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jul 18, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 30, 2019 · Amount on Record
Deed Sale	Apr 30, 2019 · Amount on Record
Deed Document Number	20192786
Deed Book / Page	532 / 2398
Prior Transfer Date	Dec 08, 2015
Prior Transfer Doc	0004840404
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSS OH
Property Address	672 FLAT RD, BAINBRIDGE, OH 45612-9741
Transaction Type	Mortgage
Record Updated	Nov 07, 2025
Title Company	DIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	672 FLAT RD, BAINBRIDGE, OH 45612-9741

Mortgage

Document Number	0005870395
Date	Oct 29, 2025
Book Page	587/395
Instrument	202500007211

Lender

Name	UNITED LENDING TEAM LLC
Type	Mortgage Company
Address	1050 WILSHIRE DR STE 300, TROY, MI 48084

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSS OH
Recording Date	Apr 30, 2019
Property Address	672 FLAT RD, BAINBRIDGE, OH 45612-9741
Document Number	0005322398
Book / Page	0532 / 2398
Instrument Date	Apr 26, 2019
Instrument	201900002786
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	672 FLAT RD, BAINBRIDGE, OH 45612-9741

Mortgage

Document Number	201900002787
Date	Apr 30, 2019
Instrument	201900002787

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROSS OH
Recording Date	Jul 18, 2018
Property Address	672 FLAT RD, BAINBRIDGE, OH 45612-9741
Document Number	0005250640
Book / Page	000525 / 000640
Instrument Date	Jul 16, 2018
Instrument	5149
Transaction Type	Transfer
Record Updated	Jul 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$50.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11134 US ROUTE 50W CHILLICOTHE OH 45601, CHILLICOTHE, OH 45601

Tax Assessment & Valuation

Source: Ross County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ross County
County Subdivision	Twin Township
Unified School District	Paint Valley Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,184.00 (+19.72%)	$37,200 (+35.08%) Land $6,560 Building $30,640	$106,290 (+35.07%) Land $18,740 Building $87,550
2024	$989.00 (-1.88%)	$27,540 (-) Land $5,470 Building $22,070	$78,690 (-) Land $15,620 Building $63,070
2023	$1,008.00 (+4.02%)	$27,540 (-) Land $5,470 Building $22,070
2022	$969.00	$27,540 Land $5,470 Building $22,070	$78,690 Land $15,620 Building $63,070

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ross County (39141C), updated December 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391419569003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2006, tidal / storm surge

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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