Ross County property record for 640 Flat Rd, Bainbridge, OH 45612 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1987 |
| Lot Size | 1.15 acres (50,094 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Aug 2023) |
| Tax Bill | $2,383 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Aug 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-13-18-098.000 |
| Primary APN | 35-13-18-098.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Gross Area | 1,920 sqft |
| 1st Floor Area | 960 sqft |
| Upper Floors Area | 960 sqft |
| Attic | Attic |
| Attic Area | 480 sqft |
| Basement Area | 960 sqft |
| Flooring | Wood |
| Interior Walls | Unfinished |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 50,094 sqft (1.15 acres) |
| Terrain | Rolling |
| Porch | Open Porch |
|---|---|
| Deck Area | 288 sqft |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 131809 |
|---|---|
| Street Address | 640 FLAT RD |
| City | BAINBRIDGE |
| State | OH |
| Zip | 45612-9741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 640 FLAT RD RES 1.15 AC 13-18-98 0111/1031 |
| Jurisdiction | ROSS OH |
| Township / Civil Division | TWIN |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 956900 |
Source: Ross County records · APN 35-13-18-098.000
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 640 FLAT RD, BAINBRIDGE, OH 45612-9741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2023 | Warranty Deed, Transfer · FHA Mortgage CORNERSTONE FIRST MORTGAGE INC |
| Aug 19, 2022 | Warranty Deed, Transfer |
| Jul 25, 2022 | Foreclosure |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 17, 2023 · Amount on Record |
| Deed Sale | Aug 17, 2023 · Amount on Record |
| Prior Sale | Aug 19, 2022 · Amount on Record |
| Deed Document Number | 20235421 |
| Deed Book / Page | 570 / 1334 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROSS OH |
| Recording Date | Aug 17, 2023 |
| Property Address | 640 FLAT RD, BAINBRIDGE, OH 45612-9741 |
| Document Number | 0005701334 |
| Book / Page | 570 / 1334 |
| Instrument Date | Jul 31, 2023 |
| Instrument | 202300005421 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2023 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 640 FLAT RD, BAINBRIDGE, OH 45612-9741 |
| Document Number | 202300005422 |
|---|---|
| Date | Aug 17, 2023 |
| Instrument | 202300005422 |
| Name | CORNERSTONE FIRST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROSS OH |
| Recording Date | Aug 19, 2022 |
| Property Address | 640 FLAT RD, BAINBRIDGE, OH 45612-9741 |
| Document Number | 0005625890 |
| Book / Page | 562 / 5890 |
| Instrument Date | Aug 18, 2022 |
| Instrument | 202200006493 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 517, CIRCLEVILLE, OH 43113-0517 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | ROSS OH |
| Recording Date | Jul 25, 2022 |
| Property Address | 640 FLAT RD, BAINBRIDGE, OH 45612-9741 |
| Document Number | 0005622272 |
| Book / Page | 562 / 2272 |
| Instrument Date | Jul 08, 2022 |
| Instrument | 202200005783 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 14, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Ross County records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ross County |
| County Subdivision | Twin Township |
| Unified School District | Paint Valley Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,383.00 (+46.02%) | $76,670 (+64.92%) Land $6,740 Building $69,930 | $219,060 (+64.92%) Land $19,260 Building $199,800 |
| 2024 | $1,632.00 (-4.11%) Homeowner's exemption | $46,490 (-) Land $5,650 Building $40,840 | $132,830 (-) Land $16,140 Building $116,690 |
| 2023 | $1,702.00 (+1.49%) | $46,490 (-) Land $5,650 Building $40,840 | |
| 2022 | $1,677.00 Homeowner's exemption | $46,490 Land $5,650 Building $40,840 | $132,830 Land $16,140 Building $116,690 |
Source: FEMA National Flood Hazard Layer, Ross County (39141C), updated December 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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