451 Flat Rd, Bainbridge, OH 45612 Property Records

Ross County property record for 451 Flat Rd, Bainbridge, OH 45612

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,952 sqft · built 2000
Lot Size	7.43 acres (323,651 sqft)
Owner	2 Individual Names on File
Last Sale	$38,600 (Aug 2016)
Tax Bill	$2,893 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-13-18-093.000`

Property Details

APN / Parcel Number

Primary APN	`35-13-18-093.000`
Alternative APN	`131809`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,952 sqft Living Area
1st Floor Area	1,952 sqft
Basement Area	864 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2017
Exterior Material	Wood
Construction Type	Wood
Roof Material	Other
Lot Area	323,651 sqft (7.43 acres)
Terrain	Rolling
Porch	Open Porch
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	131809
Street Address	451 FLAT RD
City	BAINBRIDGE
State	OH
Zip	45612-9741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	451 FLAT RD RES 7.43 AC 13-18-93 0227/1826 MH/ 1
Legal Subdivision	DRAXIE FRASURE
Jurisdiction	ROSS OH
Township / Civil Division	TWIN
Census Block Group	3
Census Block	3015
Census Tract	956900

Owner

Source: Ross County records · APN 35-13-18-093.000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	437 FLAT RD, BAINBRIDGE, OH 45612-9741
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 09, 2026	Deed of Trust, Mortgage · Line of Credit KINGSTON NATIONAL BANK
Dec 04, 2023	Warranty Deed, Transfer
Nov 09, 2020	Deed of Trust, Mortgage · Commercial Mortgage KINGSTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 16, 2016 · Amount on Record
Deed Sale	Aug 16, 2016 · Amount on Record
Prior Sale	Dec 10, 2007 · Amount on Record
Deed Document Number	20165734
Deed Book / Page	493 / 1168
Prior Transfer Date	Aug 10, 2016
Prior Transfer Doc	0004931168
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSS OH
Recording Date	Jul 09, 2026
Property Address	451 FLAT RD, BAINBRIDGE, OH 45612-9741
Document Number	0000004758
Book / Page	592 / 5640
Instrument Date	Jul 02, 2026
Instrument	20264758
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	BENSON TITLE, BENSON-MOTES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 FLAT RD, BAINBRIDGE, OH 45612-9741

Mortgage

Document Number	0000004758,
Date	Jul 09, 2026
Book Page	592/5640
Instrument	20264758

Lender

Name	KINGSTON NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	157 Months
Due	Aug 01, 2039

Interest

Rate	6.48%
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSS OH
Recording Date	Dec 04, 2023
Property Address	451 FLAT RD, BAINBRIDGE, OH 45612-9741
Document Number	0005722061
Book / Page	572 / 2061
Map Reference	OR 493 PG 1168
Instrument Date	Nov 21, 2023
Instrument	202300007956
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	437 FLAT RD, BAINBRIDGE, OH 45612-9741

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSS OH
Property Address	451 FLAT RD, BAINBRIDGE, OH 45612-9741
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CHICAGO TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005452936
Date	Nov 09, 2020
Book Page	545/2936
Instrument	202000008708

Lender

Name	KINGSTON NATIONAL BANK
Type	Bank
Address	KINGSTON, OH 45644

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ross County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ross County
County Subdivision	Twin Township
Unified School District	Paint Valley Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,893.00 (+37.17%)	$92,900 (+29.77%) Land $14,360 Building $78,540	$265,430 (+29.77%) Land $41,020 Building $224,410
2024	$2,109.00 (-43.23%) Homeowner's exemption	$71,590 (-30.22%) Land $13,270 Building $58,320	$204,540 (-30.22%) Land $37,900 Building $166,640
2023	$3,715.00 (+4.03%) Homeowner's exemption	$102,600 (-) Land $15,690 Building $86,910
2022	$3,571.00 Homeowner's exemption	$102,600 Land $15,690 Building $86,910	$293,130 Land $44,830 Building $248,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 7, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2006 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Based on FCC filings for 9 locations within half a mile of this property.

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