839 Flat Rd, Bainbridge, OH 45612 Property Records

Ross County property record for 839 Flat Rd, Bainbridge, OH 45612

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,644 sqft · built 2001
Lot Size	1.29 acres (56,192 sqft)
Owner	2 Individual Names on File
Last Sale	$132,500 (Oct 2019)
Tax Bill	$2,075 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-13-18-120.000`

Property Details

APN / Parcel Number

Primary APN	`35-13-18-120.000`
Alternative APN	`131812`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,644 sqft Living Area
Gross Area	3,604 sqft
1st Floor Area	2,644 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Mobile Home
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	56,192 sqft (1.29 acres)
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	131812
Street Address	839 FLAT RD
City	BAINBRIDGE
State	OH
Zip	45612-8601
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	839 FLAT RD RES 1.2864 AC 13-18-120 NS HARDMAN 7523 PT 13-18-105 COX
Jurisdiction	ROSS OH
Township / Civil Division	TWIN
Census Block Group	3
Census Block	3015
Census Tract	956900

Owner

Source: Ross County records · APN 35-13-18-120.000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	839 FLAT RD, BAINBRIDGE, OH 45612-8601
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · FHA Mortgage HOMETOWN LENDERS INC
Oct 30, 2019	Grant Deed, Transfer · FHA Mortgage HOMETOWN LNDRS
May 26, 2017	Deed of Trust, Mortgage · Line of Credit HOMELAND CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 30, 2019 · Amount on Record
Deed Sale	Oct 30, 2019 · Amount on Record
Deed Document Number	20197835
Deed Book / Page	536 / 3104
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSS OH
Property Address	839 FLAT RD, BAINBRIDGE, OH 45612-9741
Transaction Type	Mortgage
Record Updated	Jul 21, 2023
Title Company	CS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0005584463
Date	Feb 28, 2022
Book Page	558/4463
Instrument	202200001553

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company
Address	HUNTSVILLE, AL 35806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROSS OH
Recording Date	Oct 30, 2019
Property Address	839 FLAT RD, BAINBRIDGE, OH 45612-9741
Document Number	0005363104
Book / Page	000536 / 003104
Instrument Date	Oct 29, 2019
Instrument	7835
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	NORTHWEST TITLE FAM/COMPANIES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	839 FLAT RD BAINBRIDGE OH 456129741, BAINBRIDGE, OH 45612-9741

Mortgage

Document Number	5363108
Date	Oct 30, 2019
Book Page	000536/003108
Instrument	7836

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSS OH
Property Address	839 FLAT RD, BAINBRIDGE, OH 45612-9741
Document Number	0005070300
Book / Page	000507 / 000300
Instrument Date	May 26, 2017
Transaction Type	Mortgage
Record Updated	Jul 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	839 FLAT RD BAINBRIDGE OH 456129741, BAINBRIDGE, OH 45612-9741

Mortgage

Document Number	0005070300
Date	Jun 05, 2017
Book Page	000507/000300
Instrument	4105

Lender

Name	HOMELAND CU
Type	Credit Union
Address	CHILLICOTHE, OH 45601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 04, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: Ross County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ross County
County Subdivision	Twin Township
Unified School District	Paint Valley Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,075.00 (+35%)	$66,760 (+52.39%) Land $6,910 Building $59,850	$190,740 (+52.41%) Land $19,740 Building $171,000
2024	$1,537.00 (-1.91%) Homeowner's exemption	$43,810 (-) Land $5,820 Building $37,990	$125,150 (-) Land $16,620 Building $108,530
2023	$1,567.00 (+4.12%) Homeowner's exemption	$43,810 (-) Land $5,820 Building $37,990
2022	$1,505.00 Homeowner's exemption	$43,810 Land $5,820 Building $37,990	$125,150 Land $16,620 Building $108,530

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 7, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2006 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Based on FCC filings for 15 locations within half a mile of this property.

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