Elkhart County property record for 658 E Centennial St, Nappanee, IN 46550 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1954 |
| Square Footage | 1,838 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Garage | Detached, 600 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,305.00 (2024) |
| Primary APN | 20-14-31-181-007.000-029 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Building Area | 1,838 sqft Living Area |
| 1st Floor | 1,206 sqft 1st Floor |
| 2nd Floor | 600 sqft 2nd Floor |
| Basement Area | 950 sqft Basement |
| Family Room | Family Room |
| Stories | 2 Stories |
| Primary Flooring | Subfloor Flooring |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Combination Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Foundation Type | Raised Foundation |
| Roof Material | Asphalt Roof |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 132 ft x 66 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 600 sqft Garage |
| Patio Area | 160 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 240 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 1431181007029 |
|---|---|
| Old Parcel Number | 1431181007029 |
| Street Address | 658 E CENTENNIAL ST |
| City | NAPPANEE |
| State | IN |
| Zip | 46550-1410 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | STAUFFERS 4TH LOT 22 |
| Legal Subdivision | STAUFFERS 4TH |
| Legal Block | 181 |
| Legal Lot Number | 22 |
| Jurisdiction | ELKHART IN |
| Minor Civil Division | UNION |
| Census Blockgroup | 3 |
| Census Block | 3033 |
| Census Tract | 1200 |
Source: Elkhart County records · APN 20-14-31-181-007.000-029
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 658 E CENTENNIAL ST, NAPPANEE, IN 46550-1410 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Sep 01, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage US BANK NA |
| Dec 07, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage US BANK NA |
| May 14, 2020 | Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage US BK |
| Last Sale | Jun 08, 2005 |
|---|---|
| Deed Sale | Jun 08, 2005 |
| Prior Sale | Jan 28, 2003 |
| Deed Doc Number | 2005-17321 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 658 E CENTENNIAL ST, NAPPANEE, IN 46550-1410 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 658 E CENTENNIAL ST, NAPPANEE, IN 46550-1410 |
| Document Number | 0000004613 |
|---|---|
| Date | Sep 01, 2023 |
| Instrument | 2023-14613 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 321 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 658 E CENTENNIAL ST, NAPPANEE, IN 46550-1410 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 658 E CENTENNIAL ST, NAPPANEE, IN 46550-1410 |
| Document Number | 0000002854 |
|---|---|
| Date | Dec 07, 2021 |
| Instrument | 2021-32854 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Jun 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 658 E CENTENNIAL ST, NAPPANEE, IN 46550-1410 |
| Document Number | 0000010163 |
| Instrument Date | May 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 658 E CENTENNIAL ST NAPPANEE IN 465501410, NAPPANEE, IN 46550-1410 |
| Document Number | 0000010163 |
|---|---|
| Date | May 18, 2020 |
| Instrument | 10163 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 17, 2050 |
Source: Elkhart County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Elkhart County |
| County Subdivision | Union Township |
| Municipality | Nappanee City |
| Unified School District | Wa-Nee Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $242,600 (+8.01%) Land $23,100 Building $219,500 | $242,600 (+8.01%) Land $23,100 Building $219,500 | |
| 2024 | $2,305.00 (+6.27%) | $224,600 (+7.31%) Land $23,100 Building $201,500 | $224,600 (+7.31%) Land $23,100 Building $201,500 |
| 2023 | $209,300 (+6.03%) Land $23,100 Building $186,200 | $209,300 (+6.03%) Land $23,100 Building $186,200 | |
| 2022 | $2,169.00 Homeowner's exemption | $197,400 Land $23,100 Building $174,300 | $197,400 Land $23,100 Building $174,300 |
658 E Centennial St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Elkhart County (18039C), updated August 22, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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