Elkhart County property record for 1005 E Centennial St, Nappanee, IN 46550 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 896 sqft · built 1953 |
| Lot Size | 0.176 acres (7,667 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $1,290 (2024) |
| Deeds & Mortgages | Jan 2026 Mortgage Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-14-31-257-003.000-029 |
| Primary APN | 20-14-31-257-003.000-029 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 896 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 7,667 sqft (0.176 acres) |
| Lot Dimensions | 132 ft deep x 58 ft wide |
| Garage Type | Attached |
| Garage Area | 392 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 1431257003029 |
|---|---|
| Old Parcel Number | 1431257003029 |
| Street Address | 1005 E CENTENNIAL ST |
| City | NAPPANEE |
| State | IN |
| Zip | 46550-2201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND ADD W 33.33FT LOT 41 EX 25FT W SIDE LOT 42 |
| Legal Subdivision | HIGHLAND ADD |
| Legal Block | 257 |
| Legal Lot Number | 41,42 |
| Jurisdiction | ELKHART IN |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 1200 |
Source: Elkhart County records · APN 20-14-31-257-003.000-029
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 1005 E CENTENNIAL ST, NAPPANEE, IN 46550-2201 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jan 22, 2026 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jun 09, 2022 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 13, 2008 |
| Deed Sale | Aug 13, 2008 |
| Deed Document Number | 2008-19689 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 1005 E CENTENNIAL ST, NAPPANEE, IN 46550-2201 |
| Transaction Type | Mortgage |
| Record Updated | Feb 04, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001259 |
|---|---|
| Date | Jan 22, 2026 |
| Instrument | 2026-01259 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 1005 E CENTENNIAL ST, NAPPANEE, IN 46550-2201 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002294 |
|---|---|
| Date | Jun 09, 2022 |
| Instrument | 2022-12294 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
Source: Elkhart County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Elkhart County |
| County Subdivision | Union Township |
| Municipality | Nappanee City |
| Unified School District | Wa-Nee Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $141,100 (+11.63%) Land $20,300 Building $120,800 | $141,100 (+11.63%) Land $20,300 Building $120,800 | |
| 2024 | $1,290.00 (+10.07%) | $126,400 (+6.85%) Land $20,300 Building $106,100 | $126,400 (+6.85%) Land $20,300 Building $106,100 |
| 2023 | $118,300 (+3.23%) Land $20,300 Building $98,000 | $118,300 (+3.23%) Land $20,300 Building $98,000 | |
| 2022 | $1,172.00 | $114,600 Land $20,300 Building $94,300 | $114,600 Land $20,300 Building $94,300 |
Source: FEMA National Flood Hazard Layer, Elkhart County (18039C), updated August 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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