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605 E Centennial St, Nappanee, IN 46550 Property Records

Elkhart County property record for 605 E Centennial St, Nappanee, IN 46550 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,180 sqft · built 1910
Lot Size0.2 acres (8,712 sqft)
OwnerOwner Name on File
Tax Bill$2,572 (2024)
Deeds & MortgagesAug 2021 Line of Credit
Feb 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN20-14-31-182-002.000-029

Property Details

APN / Parcel Number

Primary APN20-14-31-182-002.000-029
Alternative APN
  • 1431182002029

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,180 sqft Living Area
1st Floor Area1,540 sqft
Upper Floors Area616 sqft
Basement Area1,312 sqft
Family RoomFamily Room
FlooringSubfloor
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1940
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage TypeDetached
Garage Area784 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area544 sqft
PorchPorch
Porch Area426 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number1431182002029
Old Parcel Number1431182002029
Street Address605 E CENTENNIAL ST
CityNAPPANEE
StateIN
Zip46550-1409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTAUFFERS 4TH LOT 27
Legal SubdivisionSTAUFFERS 4TH
Legal Block182
Legal Lot Number27
JurisdictionELKHART IN
Township / Civil DivisionUNION
Census Block Group3
Census Block3034
Census Tract1200

Owner

Source: Elkhart County records · APN 20-14-31-182-002.000-029

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address605 E CENTENNIAL ST, NAPPANEE, IN 46550-1409
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2021Deed of Trust, Mortgage · Line of Credit
INTERRA CU
Feb 16, 2019Deed of Trust, Mortgage · Line of Credit
INTERRA CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Prior SaleAug 18, 2010
Record UpdatedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELKHART IN
Property Address605 E CENTENNIAL ST, NAPPANEE, IN 46550-1409
Transaction TypeMortgage
Record UpdatedSep 02, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002549
DateAug 23, 2021
Instrument2021-22549
Lender
NameINTERRA CU
TypeCredit Union
AddressGOSHEN, IN 46527
Agreement
TypeLine of Credit
AmountAmount Recorded

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELKHART IN
Property Address605 E CENTENNIAL ST, NAPPANEE, IN 46550-1409
Document Number0000003561
Instrument DateFeb 16, 2019
Transaction TypeMortgage
Record UpdatedApr 11, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 E CENTENNIAL ST NAPPANEE IN 465501409, NAPPANEE, IN 46550-1409

Mortgage

Document Number0000003561
DateFeb 22, 2019
Instrument3561
Lender
NameINTERRA CU
TypeCredit Union
AddressGOSHEN, IN 46527-0727
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueFeb 21, 2024
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Elkhart County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateIndiana
CountyElkhart County
County SubdivisionUnion Township
MunicipalityNappanee City
Unified School DistrictWa-Nee Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$278,400 (+11.14%) Land $23,100 Building $255,300$278,400 (+11.14%) Land $23,100 Building $255,300
2024$2,572.00 (+6.28%)$250,500 (+7.37%) Land $23,100 Building $227,400$250,500 (+7.37%) Land $23,100 Building $227,400
2023$233,300 (+7.26%) Land $23,100 Building $210,200$233,300 (+7.26%) Land $23,100 Building $210,200
2022$2,420.00 Homeowner's exemption$217,500 Land $23,100 Building $194,400$217,500 Land $23,100 Building $194,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Elkhart County (18039C), updated August 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180390012003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 5 individual NFIP policies nearby
Nearby Flood Policies5 in force
5 of 5 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Nappaness Eastside Historic District
listed 2003 · 138 contributing resources · NRIS 03001321

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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