604 E Centennial St, Nappanee, IN 46550 Property Records

Elkhart County property record for 604 E Centennial St, Nappanee, IN 46550 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	2 Baths
Year Built	Built 1967
Square Footage	1,646 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Garage	Detached, 504 sqft
Occupancy	Owner Occupied
Tax Bill	$1,950.00 (2024)

Owner

Source: Elkhart County records · APN 20-14-31-181-005.000-029

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	604 E CENTENNIAL ST, NAPPANEE, IN 46550-1410
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 03, 2017
Deed Sale	Nov 03, 2017
Prior Sale	May 09, 2007
Deed Doc Number	2007-12338
Record Refreshed	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	604 E CENTENNIAL ST, NAPPANEE, IN 46550-1410
Transaction Type	Mortgage
Record Updated	Jun 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 E CENTENNIAL ST, NAPPANEE, IN 46550-1410

Mortgage

Document Number	0000007589
Date	Oct 14, 2021
Instrument	2021-27589

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	356 Months
Due	Jun 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Elkhart County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Union Township
Municipality	Nappanee City
Unified School District	Wa-Nee Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$212,300 (+11.56%) Land $23,100 Building $189,200	$212,300 (+11.56%) Land $23,100 Building $189,200
2024	$1,950.00 (+12.98%)	$190,300 (+7.15%) Land $23,100 Building $167,200	$190,300 (+7.15%) Land $23,100 Building $167,200
2023		$177,600 (+5.84%) Land $23,100 Building $154,500	$177,600 (+5.84%) Land $23,100 Building $154,500
2022	$1,726.00 Homeowner's exemption	$167,800 Land $23,100 Building $144,700	$167,800 Land $23,100 Building $144,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Elkhart County (18039C), updated August 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026

Historic District	Within the Nappaness Eastside Historic District listed 2003 · 138 contributing resources · NRIS 03001321

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN	`20-14-31-181-005.000-029`
Alternative APN	`1431181005029`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Building Area	1,646 sqft Living Area
1st Floor	862 sqft 1st Floor
2nd Floor	416 sqft 2nd Floor
Upper Floors	368 sqft Upper Floors
Basement Area	784 sqft Basement
Stories	3 Stories
Primary Flooring	Subfloor Flooring
Fireplace	Fireplace
Fireplaces	2 Fireplaces

Exterior

Year Built	Built 1967
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Foundation Type	Raised Foundation
Roof Material	Asphalt Roof
Lot Area	8,712 sqft (0.2 acres)
Depth X Width	132 ft x 66 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	504 sqft Garage
Porch	1 Porch
Porch Area	382 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Central Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	1431181005029
Old Parcel Number	1431181005029
Street Address	604 E CENTENNIAL ST
City	NAPPANEE
State	IN
Zip	46550-1410
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	STAUFFERS 4TH LOT 24
Legal Subdivision	STAUFFERS 4TH
Legal Block	181
Legal Lot Number	24
Jurisdiction	ELKHART IN
Minor Civil Division	UNION
Census Blockgroup	3
Census Block	3033
Census Tract	1200