651 E Centennial St, Nappanee, IN 46550 Property Records

Elkhart County property record for 651 E Centennial St, Nappanee, IN 46550 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1950
Square Footage	1,260 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Garage	Attached, 484 sqft
Occupancy	Owner Occupied
Tax Bill	$1,600.00 (2024)

Owner

Source: Elkhart County records · APN 20-14-31-182-003.000-029

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	651 E CENTENNIAL ST, NAPPANEE, IN 46550-1409
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	651 E CENTENNIAL ST, NAPPANEE, IN 46550-1409
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021175
Date	Oct 02, 2017
Instrument	2017-21175

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	MONROE, LA 71203

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 25, 2047

Tax Assessment & Valuation

Source: Elkhart County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Union Township
Municipality	Nappanee City
Unified School District	Wa-Nee Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$185,600 (+12.35%) Land $23,100 Building $162,500	$185,600 (+12.35%) Land $23,100 Building $162,500
2024	$1,600.00 (+5.4%)	$165,200 (+6.99%) Land $23,100 Building $142,100	$165,200 (+6.99%) Land $23,100 Building $142,100
2023		$154,400 (+5.83%) Land $23,100 Building $131,300	$154,400 (+5.83%) Land $23,100 Building $131,300
2022	$1,518.00 Homeowner's exemption	$145,900 Land $23,100 Building $122,800	$145,900 Land $23,100 Building $122,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Elkhart County (18039C), updated August 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026

Historic District	Within the Nappaness Eastside Historic District listed 2003 · 138 contributing resources · NRIS 03001321

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN	`20-14-31-182-003.000-029`
Alternative APN	`1431182003029`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	1,260 sqft Living Area
1st Floor	1,260 sqft 1st Floor
Basement Area	1,260 sqft Basement
Game Room	Game Room
Stories	1 Stories
Primary Flooring	Subfloor Flooring
Fireplace	Fireplace
Fireplaces	2 Fireplaces

Exterior

Year Built	Built 1950
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Roof Material	Asphalt Roof
Lot Area	8,712 sqft (0.2 acres)
Depth X Width	132 ft x 66 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	484 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	120 sqft Shed
Porch	1 Porch
Porch Area	264 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	1431182003029
Old Parcel Number	1431182003029
Street Address	651 E CENTENNIAL ST
City	NAPPANEE
State	IN
Zip	46550-1409
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	STAUFFERS 4TH LOT 28
Legal Subdivision	STAUFFERS 4TH
Legal Block	182
Legal Lot Number	28
Jurisdiction	ELKHART IN
Minor Civil Division	UNION
Census Blockgroup	3
Census Block	3034
Census Tract	1200