1003 E Centennial St, Nappanee, IN 46550 Property Records

Elkhart County property record for 1003 E Centennial St, Nappanee, IN 46550 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1962
Square Footage	840 sqft Living Area
Lot Size	8,320 sqft (0.191 acres)
Garage	Detached, 352 sqft
Occupancy	Owner Occupied
Tax Bill	$922.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`20-14-31-257-002.000-029`
Alternative APN	`1431257002029`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	840 sqft Living Area
1st Floor	840 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Subfloor Flooring

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1962
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Foundation Type	Raised Foundation
Roof Material	Metal Roof
Lot Area	8,320 sqft (0.191 acres)
Depth X Width	132 ft x 63 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	352 sqft Garage
Patio Area	48 sqft Patio
Porch	1 Porch
Porch Area	24 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	1431257002029
Old Parcel Number	1431257002029
Street Address	1003 E CENTENNIAL ST
City	NAPPANEE
State	IN
Zip	46550-2201
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HIGHLAND W 25FT LOT 42 & E 37 1/2FT LOT 43
Legal Subdivision	HIGHLAND
Legal Block	257
Legal Lot Number	42,43
Jurisdiction	ELKHART IN
Minor Civil Division	UNION
Census Blockgroup	3
Census Block	3024
Census Tract	1200

Owner

Source: Elkhart County records · APN 20-14-31-257-002.000-029

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1003 E CENTENNIAL ST, NAPPANEE, IN 46550-2201
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 17, 2023
Deed Sale	Aug 17, 2023
Prior Sale	Aug 09, 2010 · Amount on Record
Record Refreshed	Jun 08, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKHART IN
Recording Date	Aug 17, 2023
Property Address	1003 E CENTENNIAL ST, NAPPANEE, IN 46550-2201
Document Number	0000003591
Map Reference	MB 1 PG 94
Instrument Date	Aug 16, 2023
Instrument	2023-13591
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	HERITAGE PARKE TITLE LLC

Transaction

Tax	$0.00
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 E CENTENNIAL ST, NAPPANEE, IN 46550-2201

Mortgage

Document Number	0000003592
Date	Aug 17, 2023
Instrument	2023-13592

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

Tax Assessment & Valuation

Source: Elkhart County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Union Township
Municipality	Nappanee City
Unified School District	Wa-Nee Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$111,600 (+10.6%) Land $22,100 Building $89,500	$111,600 (+10.6%) Land $22,100 Building $89,500
2024	$922.00 (+15.11%)	$100,900 (+6.32%) Land $22,100 Building $78,800	$100,900 (+6.32%) Land $22,100 Building $78,800
2023		$94,900 (+2.37%) Land $22,100 Building $72,800	$94,900 (+2.37%) Land $22,100 Building $72,800
2022	$801.00 (+9.43%)	$92,700 Land $22,100 Building $70,600	$92,700 Land $22,100 Building $70,600
2021	$732.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Elkhart County (18039C), updated August 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.