6537 Gary Rd, Chesaning, MI 48616 Property Records

Saginaw County property record for 6537 Gary Rd, Chesaning, MI 48616

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,196 sqft · built 1974
Lot Size	4.96 acres (216,058 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Jul 2012)
Tax Bill	$3,921 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-09-4-06-2007-000`

Property Details

APN / Parcel Number

Primary APN	`20-09-4-06-2007-000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,196 sqft Living Area
1st Floor Area	1,104 sqft
Basement Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	216,058 sqft (4.96 acres)
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	268 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6537 GARY RD
City	CHESANING
State	MI
Zip	48616-9460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A PAR OF LAND IN THE N 1/2 OF THE FRL NW 1/4 OF SEC 6 T9N R4E DESC AS FOLLOWS COM ON N LINE OF SD SEC 6 AT A PT 596.42 FT N
Legal Range	04E
Legal Township	09N
Legal Section	06
Jurisdiction	SAGINAW MI
Township / Civil Division	MAPLE GROVE
Census Block Group	3
Census Block	3010
Census Tract	12900

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6537 GARY RD, CHESANING, MI 48616-9460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE HURON CU
Aug 23, 2019	Deed of Trust, Mortgage · Line of Credit LAKE HURON CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2012 · Amount on Record
Deed Sale	Jul 31, 2012 · Amount on Record
Prior Sale	Jan 8, 2007 · Amount on Record
Deed Document Number	201224673
Deed Book / Page	2682 / 20
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	6537 GARY RD, CHESANING, MI 48616-9460
Transaction Type	Mortgage
Record Updated	May 6, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6537 GARY RD, CHESANING, MI 48616-9460

Mortgage

Document Number	0000013068
Date	Apr 27, 2022
Instrument	2022013068

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	6537 GARY RD, CHESANING, MI 48616-9460
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6537 GARY RD, CHESANING, MI 48616-9460

Mortgage

Document Number	0000024091
Date	Sep 25, 2020
Instrument	2020024091

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	6537 GARY RD, CHESANING, MI 48616-9460
Document Number	0000024092
Instrument Date	Aug 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6537 GARY RD CHESANING MI 486169460, CHESANING, MI 48616-9460

Mortgage

Document Number	0000024092
Date	Sep 25, 2020
Instrument	24092

Lender

Name	LAKE HURON CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	6537 GARY RD, CHESANING, MI 48616-9460
Document Number	0000023138
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6537 GARY RD CHESANING MI 486169460, CHESANING, MI 48616-9460

Mortgage

Document Number	0000023138
Date	Sep 16, 2019
Instrument	23138

Lender

Name	LAKE HURON CU
Type	Credit Union
Address	SAGINAW, MI 48604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 15, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Maple Grove Township
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,700 (+37.01%)	$335,400 (+37.01%)
2025	$3,921.00 (+42.01%) Homeowner's exemption
2023		$122,400	$244,800
2022	$2,761.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	80 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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