6826 Gary Rd, Chesaning, MI 48616 Property Records

Saginaw County property record for 6826 Gary Rd, Chesaning, MI 48616

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,236 sqft · built 1980
Lot Size	1.81 acres (79,061 sqft)
Owner	Individual Name on Record
Last Sale	$78,000 (Dec 2022)
Tax Bill	$1,472 (2025)
Deeds & Mortgages	Dec 2022 Sale Jun 2018 Refinance
Flood Zone	Zone X (minimal risk)
APN	`04-10-4-31-3001-007`

Property Details

APN / Parcel Number

Primary APN	`04-10-4-31-3001-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,236 sqft Living Area
1st Floor Area	1,236 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Mobile Home
Lot Area	79,061 sqft (1.81 acres)
Lot Dimensions	176 ft deep x 450 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6826 GARY RD
City	CHESANING
State	MI
Zip	48616-8468
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A-1 PRIMAR
Legal Description	COM AT A PT 616.3 FT E OF SW CORN OF SEC 31 TH N 209.62 FT TH E 443.93 FT TH S 207 FT TH W 450 FT TO POB - 2.14 ACRES SEC 31
Legal Range	04E
Legal Township	10N
Legal Section	31
Legal Subdivision	NW4 OF S31T10MR4E
Jurisdiction	SAGINAW MI
Township / Civil Division	ALBEE
Census Block Group	3
Census Block	3005
Census Tract	12900

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6826 GARY RD, CHESANING, MI 48616-8468
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC
Jun 7, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2022 · Amount on Record
Deed Sale	Dec 20, 2022 · Amount on Record
Prior Sale	Mar 3, 1999 · Amount on Record
Deed Document Number	202231888
Prior Transfer Date	Jan 9, 2020
Prior Transfer Doc	0000002888
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Dec 20, 2022
Property Address	6826 GARY RD, CHESANING, MI 48616-8468
Document Number	0000031888
Instrument Date	Dec 9, 2022
Instrument	2022031888
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$585.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4307 S MERIDIAN RD, OVID, MI 48866-9732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 N LINE ST, CHESANING, MI 48616-1129

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	6826 GARY RD, CHESANING, MI 48616-8468
Transaction Type	Mortgage
Record Updated	Sep 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018016232
Date	Jun 7, 2018
Instrument	2018016232

Lender

Name	STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Albee Township
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,600 (+8.25%)	$89,200 (+8.25%)
2025	$1,472.00 (+24.85%) Homeowner's exemption
2023		$41,200	$82,400
2022	$1,179.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gary Rd

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