6427 Gary Rd, Chesaning, MI 48616 Property Records

Saginaw County property record for 6427 Gary Rd, Chesaning, MI 48616

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,464 sqft · built 1974
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,208 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Nov 2018 Refinance
Flood Zone	Zone X (minimal risk)
APN	`20-09-4-06-2008-000`

Property Details

APN / Parcel Number

Primary APN	`20-09-4-06-2008-000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,464 sqft Living Area
1st Floor Area	1,464 sqft
Basement Area	1,200 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Mobile/Manufactured
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Deck Area	Deck Area
Patio Area	234 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6427 GARY RD
City	CHESANING
State	MI
Zip	48616-9460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 200 FT OF E 442.35 FT OF N 436 FT OF NW FRL 1/4 2 ACRES SEC 6 T9N R4E
Legal Range	04E
Legal Township	09N
Legal Section	06
Jurisdiction	SAGINAW MI
Township / Civil Division	MAPLE GROVE
Census Block Group	3
Census Block	3010
Census Tract	12900

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6427 GARY RD, CHESANING, MI 48616-9460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Nov 26, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	6427 GARY RD, CHESANING, MI 48616-9460
Transaction Type	Mortgage
Record Updated	Apr 1, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6427 GARY RD, CHESANING, MI 48616-9460

Mortgage

Document Number	0000006382
Date	Mar 15, 2022
Instrument	2022006382

Lender

Name	CITIZENS BANK
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	6427 GARY RD, CHESANING, MI 48616-9460
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029252
Date	Nov 26, 2018
Instrument	2018029252

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	277 Months
Due	Dec 1, 2041

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Maple Grove Township
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,200 (+42.24%)	$172,400 (+42.24%)
2025	$2,208.00 (+21.39%) Homeowner's exemption
2023		$60,600	$121,200
2022	$1,819.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	80 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gary Rd

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