Saginaw County property record for 6415 Gary Rd, Chesaning, MI 48616
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,128 sqft · built 2005 |
| Lot Size | 14.4 acres (629,878 sqft) |
| Owner | Individual Name on File |
| Last Sale | $24,000 (Jan 1994) |
| Tax Bill | $4,260 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-09-4-06-1002-000 |
| Primary APN | 20-09-4-06-1002-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,128 sqft Living Area |
| 1st Floor Area | 2,128 sqft |
| Basement Area | 2,128 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 629,878 sqft (14.4 acres) |
| Garage Area | 1,520 sqft |
| Parking Spaces | 5 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 6415 GARY RD |
|---|---|
| City | CHESANING |
| State | MI |
| Zip | 48616-9460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 450 FT OF NW 1/4 OF FRL NE 1/4 EXC N 470.13 FT OF E 240.10 FT THEREOF 14.46 ACRES SEC 6 T9N R4E |
| Legal Range | 04E |
| Legal Township | 09N |
| Legal Section | 06 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | MAPLE GROVE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 12900 |
6415 Gary Rd is owned and occupied by an individual who bought it in January 1994.
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6415 GARY RD, CHESANING, MI 48616-9460 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK OF MICHIGAN |
| Aug 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BK/MI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 1994 · Amount on File |
| Deed Sale | Jan 4, 1994 · Amount on File |
| Deed Book / Page | 1895 / 1351 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 6415 GARY RD, CHESANING, MI 48616-9460 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2021 |
| Name | Verified Name |
|---|---|
| Address | 6415 GARY RD, CHESANING, MI 48616-9460 |
| Document Number | 2021008524 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 2021008524 |
| Name | MERCANTILE BANK OF MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49504 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 6415 GARY RD, CHESANING, MI 48616-9460 |
| Document Number | 0000022309 |
| Instrument Date | Aug 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 6415 GARY RD CHESANING MI 486169460, CHESANING, MI 48616-9460 |
| Document Number | 0000022309 |
|---|---|
| Date | Sep 5, 2019 |
| Instrument | 22309 |
| Name | MERCANTILE BK/MI |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49504 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 4, 2049 |
The 2025 property tax bill for 6415 Gary Rd was $4,260 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Maple Grove Township |
| Unified School District | Chesaning Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $198,200 | $396,400 | |
| 2025 | $4,260.00 Homeowner's exemption | ||
| 2023 | $160,900 | $321,800 | |
| 2022 | $3,565.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6415 Gary Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6415 Gary Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Brightspeed DSL | 80 / 10 |
5G (outdoors only) and 4G LTE
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