Saginaw County property record for 6409 Gary Rd, Chesaning, MI 48616
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,680 sqft · built 1992 |
| Lot Size | 19.8 acres (864,666 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Jul 2015) |
| Tax Bill | $5,176 (2025) |
| Deeds & Mortgages | May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-09-4-06-1002-008 |
| Primary APN | 20-09-4-06-1002-008 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 864,666 sqft (19.8 acres) |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 284 sqft |
| Deck Area | Deck Area |
| Patio Area | 32 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6409 GARY RD |
|---|---|
| City | CHESANING |
| State | MI |
| Zip | 48616-9460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 268 FT OF W 1021 FT OF NW 1/4 OF NE 1/4 EXC N 33 FT THEREOF ALSO E 303 FT OF W 753 FT OF NW 1/4 OF NE FRL 1/4 EXC W 150 FT |
| Legal Range | 04E |
| Legal Township | 09N |
| Legal Section | 06 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | MAPLE GROVE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 12900 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6409 GARY RD, CHESANING, MI 48616-9460 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2015 · Amount on Record |
| Deed Sale | Jul 8, 2015 · Amount on Record |
| Prior Sale | Nov 8, 2002 |
| Deed Document Number | 201520445 |
| Deed Book / Page | 2821 / 378 |
| Last Transfer Date | Feb 25, 2016 |
| Transfer Doc | 0000004700 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 6409 GARY RD, CHESANING, MI 48616-9460 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015726 |
|---|---|
| Date | May 12, 2017 |
| Instrument | 2017015726 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Apr 20, 2042 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Maple Grove Township |
| Unified School District | Chesaning Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $208,000 (+17.91%) | $416,000 (+17.91%) | |
| 2025 | $5,176.00 (+19.15%) Homeowner's exemption | ||
| 2023 | $176,400 | $352,800 | |
| 2022 | $4,344.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Brightspeed DSL | 80 / 10 |
4G LTE only, no 5G reported
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