6405 Gary Rd, Chesaning, MI 48616 Property Records

Saginaw County property record for 6405 Gary Rd, Chesaning, MI 48616

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,130 sqft · built 1995
Lot Size	23.9 acres (1,043,262 sqft)
Owner	Company Name on Record
Tax Bill	$6,016 (2025)
Deeds & Mortgages	Aug 2023 Transfer Nov 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`20-09-4-06-1002-006`

Property Details

APN / Parcel Number

Primary APN	`20-09-4-06-1002-006`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,130 sqft Living Area
1st Floor Area	1,058 sqft
Basement Area	1,058 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,043,262 sqft (23.9 acres)
Garage Area	556 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	47 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	6405 GARY RD
City	CHESANING
State	MI
Zip	48616-9460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW 1/4 OF FRL NE 1/4 OF SEC 6 EXC W 1021 FT THEREOF ALSO EXC N 33 FT THEREOF ALSO W 1/2 OF NE 1/4 OF NE 1/4 EXC E 304 FT
Legal Range	04E
Legal Township	09N
Legal Section	06
Jurisdiction	SAGINAW MI
Township / Civil Division	MAPLE GROVE
Census Block Group	3
Census Block	3010
Census Tract	12900

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	6405 GARY RD, CHESANING, MI 48616-9460
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Intrafamily Transfer, Transfer
Nov 20, 2017	Trustee's Deed, Construction Loan · Construction Mortgage ELGA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2007
Deed Sale	Jan 26, 2007
Prior Sale	Sep 4, 1992 · Amount on Record
Deed Book / Page	2424 / 360
Last Transfer Date	Aug 9, 2023
Transfer Doc	0000018361
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Aug 16, 2023
Property Address	6405 GARY RD, CHESANING, MI 48616-9460
Document Number	0000018361
Instrument Date	Dec 12, 2022
Instrument	2023018361
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6405 GARY RD, CHESANING, MI 48616-9460

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6405 GARY RD, CHESANING, MI 48616-9460

November 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SAGINAW MI
Recording Date	Nov 20, 2017
Property Address	6405 GARY RD, CHESANING, MI 48616-9460
Instrument Date	Nov 15, 2017
Instrument	30943
Transaction Type	Construction Loan
Record Updated	Nov 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6405 GARY RD CHESANING MI 486169460, CHESANING, MI 48616-9460

Mortgage

Document Number	0000030943
Date	Nov 20, 2017
Instrument	30943

Lender

Name	ELGA CU
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Maple Grove Township
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,400 (-1.71%)	$584,800 (-1.71%)
2025	$6,016.00 (+18.89%) Homeowner's exemption	$297,500 (+15.13%)	$595,000 (+15.13%)
2023		$258,400 (+11.24%)	$516,800 (+11.24%)
2022	$5,060.00 (+10.12%) Homeowner's exemption	$232,300	$464,600
2021	$4,595.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	80 / 10

Cell Coverage

4G LTE only, no 5G reported

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